Boston MA vs Jersey City NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boston, MA
Massachusetts · Population: 663,972
- Median HH Income$94,755
- Median Home Price$793,154
- Unemployment6.0%
- Bachelor's+54.1%
Jersey City, NJ
New Jersey · Population: 289,691
- Median HH Income$94,813
- Median Home Price$664,939
- Unemployment5.8%
- Bachelor's+53.1%
Detailed Comparison
Demographics
Population
Boston
663,972
Boston +
Jersey City
289,691
Pop. Density / sq mi
Lower = more space
Boston
N/A
Jersey City
N/A
Median Age
Boston
33.2
Boston +
Jersey City
34.7
Foreign Born
Boston
27.5%
Jersey City
41.3%
Jersey City +
White
Boston
47.8%
Boston +
Jersey City
28.7%
Black
Boston
21.5%
Boston +
Jersey City
21.4%
Asian
Boston
10.0%
Jersey City
25.8%
Jersey City +
Hispanic
Boston
18.9%
Jersey City
25.7%
Jersey City +
Spanish at Home
Boston
N/A
Jersey City
N/A
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Population | 663,972 | 289,691 | Boston + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.2 | 34.7 | Boston + |
| Foreign Born | 27.5% | 41.3% | Jersey City + |
| White | 47.8% | 28.7% | Boston + |
| Black | 21.5% | 21.4% | Boston + |
| Asian | 10.0% | 25.8% | Jersey City + |
| Hispanic | 18.9% | 25.7% | Jersey City + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boston
$94,755
Jersey City
$94,813
Jersey City +
Per Capita Income
Boston
$60,001
Boston +
Jersey City
$57,746
Per Capita Personal Income (MSA)
BEA MSA-level
Boston
$85,405
Boston +
Jersey City
$77,416
Unemployment Rate
Boston
6.0%
Jersey City
5.8%
Jersey City +
Poverty Rate
Boston
16.9%
Jersey City
15.6%
Jersey City +
Bachelor's Degree+
Boston
54.1%
Boston +
Jersey City
53.1%
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Median HH Income | $94,755 | $94,813 | Jersey City + |
| Per Capita Income | $60,001 | $57,746 | Boston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $77,416 | Boston + |
| Unemployment Rate | 6.0% | 5.8% | Jersey City + |
| Poverty Rate | 16.9% | 15.6% | Jersey City + |
| Bachelor's Degree+ | 54.1% | 53.1% | Boston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boston
$793,154
Jersey City
$664,939
Jersey City +
Homeownership Rate
Boston
35.4%
Boston +
Jersey City
28.8%
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $793,154 | $664,939 | Jersey City + |
| Homeownership Rate | 35.4% | 28.8% | Boston + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boston
326
Jersey City
218
Jersey City +
Property Crime / 100K
FBI CDE (state-level est.)
Boston
1086
Boston +
Jersey City
1426
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 218 | Jersey City + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1426 | Boston + |
Health
Obesity Rate
CDC PLACES
Boston
23.4%
Boston +
Jersey City
26.2%
Diabetes Rate
CDC PLACES
Boston
8.6%
Boston +
Jersey City
9.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Boston
18.0%
Jersey City
14.9%
Jersey City +
No Health Insurance
CDC PLACES
Boston
6.3%
Boston +
Jersey City
12.0%
Binge Drinking
CDC PLACES
Boston
20.7%
Jersey City
16.3%
Jersey City +
Current Smokers
CDC PLACES
Boston
10.7%
Jersey City
10.3%
Jersey City +
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.4% | 26.2% | Boston + |
| Diabetes RateCDC PLACES | 8.6% | 9.6% | Boston + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | 14.9% | Jersey City + |
| No Health InsuranceCDC PLACES | 6.3% | 12.0% | Boston + |
| Binge DrinkingCDC PLACES | 20.7% | 16.3% | Jersey City + |
| Current SmokersCDC PLACES | 10.7% | 10.3% | Jersey City + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boston
51.5°F
Jersey City
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boston
43.8 in
Jersey City
N/A
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boston
7.2 µg/m³
Boston +
Jersey City
8.7 µg/m³
Good Air Days
AQI ≤ 50
Boston
75.0%
Jersey City
75.0%
Tie
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.7 µg/m³ | Boston + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boston
33.1 min
Boston +
Jersey City
40.3 min
| Metric | Boston, MA | Jersey City, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.1 min | 40.3 min | Boston + |
Which City is Right for You?
Jersey City leads in median household income at $94,813, while jersey City offers more affordable housing with a median home price of $664,939. On public safety, Jersey City is safer with a violent crime rate of 218 per 100,000 residents, compared to 326 in Boston. Jersey City has a lower unemployment rate at 5.8%, and Boston has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Boston scores better with a lower obesity rate of 23.4%.
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