Boston MA vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Boston, MA
Massachusetts · Population: 663,972
- Median HH Income$94,755
- Median Home Price$793,154
- Unemployment6.0%
- Bachelor's+54.1%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Boston
663,972
Boston +
Louisville
627,210
Pop. Density / sq mi
Lower = more space
Boston
N/A
Louisville
N/A
Median Age
Boston
33.2
Boston +
Louisville
37.7
Foreign Born
Boston
27.5%
Boston +
Louisville
9.8%
White
Boston
47.8%
Louisville
63.1%
Louisville +
Black
Boston
21.5%
Louisville
23.7%
Louisville +
Asian
Boston
10.0%
Boston +
Louisville
2.6%
Hispanic
Boston
18.9%
Boston +
Louisville
8.6%
Spanish at Home
Boston
N/A
Louisville
N/A
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Population | 663,972 | 627,210 | Boston + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 33.2 | 37.7 | Boston + |
| Foreign Born | 27.5% | 9.8% | Boston + |
| White | 47.8% | 63.1% | Louisville + |
| Black | 21.5% | 23.7% | Louisville + |
| Asian | 10.0% | 2.6% | Boston + |
| Hispanic | 18.9% | 8.6% | Boston + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Boston
$94,755
Boston +
Louisville
$64,731
Per Capita Income
Boston
$60,001
Boston +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Boston
$85,405
Boston +
Louisville
$52,606
Unemployment Rate
Boston
6.0%
Louisville
5.0%
Louisville +
Poverty Rate
Boston
16.9%
Louisville
16.1%
Louisville +
Bachelor's Degree+
Boston
54.1%
Boston +
Louisville
33.4%
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $94,755 | $64,731 | Boston + |
| Per Capita Income | $60,001 | $38,890 | Boston + |
| Per Capita Personal Income (MSA)BEA MSA-level | $85,405 | $52,606 | Boston + |
| Unemployment Rate | 6.0% | 5.0% | Louisville + |
| Poverty Rate | 16.9% | 16.1% | Louisville + |
| Bachelor's Degree+ | 54.1% | 33.4% | Boston + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Boston
$793,154
Louisville
$264,957
Louisville +
Homeownership Rate
Boston
35.4%
Louisville
60.6%
Louisville +
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $793,154 | $264,957 | Louisville + |
| Homeownership Rate | 35.4% | 60.6% | Louisville + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Boston
326
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Boston
1086
Boston +
Louisville
1505
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 326 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1086 | 1505 | Boston + |
Health
Obesity Rate
CDC PLACES
Boston
23.4%
Louisville
N/A
Diabetes Rate
CDC PLACES
Boston
8.6%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Boston
18.0%
Louisville
N/A
No Health Insurance
CDC PLACES
Boston
6.3%
Louisville
N/A
Binge Drinking
CDC PLACES
Boston
20.7%
Louisville
N/A
Current Smokers
CDC PLACES
Boston
10.7%
Louisville
N/A
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 23.4% | N/A | - |
| Diabetes RateCDC PLACES | 8.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 18.0% | N/A | - |
| No Health InsuranceCDC PLACES | 6.3% | N/A | - |
| Binge DrinkingCDC PLACES | 20.7% | N/A | - |
| Current SmokersCDC PLACES | 10.7% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Boston
51.5°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Boston
43.8 in
Louisville
43.3 in
Louisville +
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.5°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 43.8 in | 43.3 in | Louisville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Boston
7.2 µg/m³
Boston +
Louisville
8.6 µg/m³
Good Air Days
AQI ≤ 50
Boston
75.0%
Louisville
75.0%
Tie
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.6 µg/m³ | Boston + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Boston
33.1 min
Louisville
24.2 min
Louisville +
| Metric | Boston, MA | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 33.1 min | 24.2 min | Louisville + |
Which City is Right for You?
Boston leads in median household income at $94,755, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 326 in Boston. Louisville has a lower unemployment rate at 5.0%, and Boston has cleaner air (PM2.5 avg 7.2 µg/m³).
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