Cape Coral FL vs Fargo ND — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Cape Coral, FL

Florida · Population: 206,387

  • Median HH Income$76,062
  • Median Home Price$339,638
  • Unemployment4.1%
  • Bachelor's+25.7%

Fargo, ND

North Dakota · Population: 129,064

  • Median HH Income$66,029
  • Median Home Price$318,584
  • Unemployment3.9%
  • Bachelor's+43.2%

Detailed Comparison

Demographics

Population
Cape Coral
206,387
Cape Coral +
Fargo
129,064
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Fargo
N/A
Median Age
Cape Coral
48.7
Fargo
32.2
Fargo +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Fargo
9.7%
White
Cape Coral
72.9%
Fargo
80.8%
Fargo +
Black
Cape Coral
4.5%
Fargo
8.3%
Fargo +
Asian
Cape Coral
1.6%
Fargo
3.9%
Fargo +
Hispanic
Cape Coral
25.1%
Cape Coral +
Fargo
3.7%
Spanish at Home
Cape Coral
N/A
Fargo
N/A

Economy

Median HH Income
Cape Coral
$76,062
Cape Coral +
Fargo
$66,029
Per Capita Income
Cape Coral
$39,603
Fargo
$42,212
Fargo +
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Fargo
$71,089
Fargo +
Unemployment Rate
Cape Coral
4.1%
Fargo
3.9%
Fargo +
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Fargo
12.8%
Bachelor's Degree+
Cape Coral
25.7%
Fargo
43.2%
Fargo +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Fargo
$318,584
Fargo +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Fargo
44.1%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Fargo
2037

Health

Obesity Rate
CDC PLACES
Cape Coral
30.6%
Cape Coral +
Fargo
34.3%
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Fargo
8.1%
Fargo +
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Cape Coral +
Fargo
21.5%
Current Smokers
CDC PLACES
Cape Coral
12.6%
Fargo
11.8%
Fargo +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Fargo
42.4°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Fargo
22.6 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Fargo
8.6 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Fargo
75.0%
Tie

Commute

Mean Commute Time
Census ACS
Cape Coral
31.1 min
Fargo
17.3 min
Fargo +

Which City is Right for You?

Cape Coral leads in median household income at $76,062, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 324 in Cape Coral. Fargo has a lower unemployment rate at 3.9%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cape Coral scores better with a lower obesity rate of 30.6%.

Compare More Cities

About Cape Coral & Fargo