Cape Coral FL vs Fort Wayne IN — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Cape Coral, FL

Florida · Population: 206,387

  • Median HH Income$76,062
  • Median Home Price$339,638
  • Unemployment4.1%
  • Bachelor's+25.7%

Fort Wayne, IN

Indiana · Population: 266,235

  • Median HH Income$60,293
  • Median Home Price$245,993
  • Unemployment5.5%
  • Bachelor's+28.5%

Detailed Comparison

Demographics

Population
Cape Coral
206,387
Fort Wayne
266,235
Fort Wayne +
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Fort Wayne
N/A
Median Age
Cape Coral
48.7
Fort Wayne
35.0
Fort Wayne +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Fort Wayne
9.0%
White
Cape Coral
72.9%
Cape Coral +
Fort Wayne
66.4%
Black
Cape Coral
4.5%
Fort Wayne
14.6%
Fort Wayne +
Asian
Cape Coral
1.6%
Fort Wayne
5.8%
Fort Wayne +
Hispanic
Cape Coral
25.1%
Cape Coral +
Fort Wayne
10.5%
Spanish at Home
Cape Coral
N/A
Fort Wayne
N/A

Economy

Median HH Income
Cape Coral
$76,062
Cape Coral +
Fort Wayne
$60,293
Per Capita Income
Cape Coral
$39,603
Cape Coral +
Fort Wayne
$32,884
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Cape Coral +
Fort Wayne
$58,697
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Fort Wayne
5.5%
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Fort Wayne
15.6%
Bachelor's Degree+
Cape Coral
25.7%
Fort Wayne
28.5%
Fort Wayne +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Fort Wayne
$245,993
Fort Wayne +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Fort Wayne
62.2%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Cape Coral +
Fort Wayne
370
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Fort Wayne
1719

Health

Obesity Rate
CDC PLACES
Cape Coral
30.6%
Cape Coral +
Fort Wayne
40.7%
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Cape Coral +
Fort Wayne
13.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Cape Coral +
Fort Wayne
18.4%
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Fort Wayne
10.6%
Fort Wayne +
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Cape Coral +
Fort Wayne
16.7%
Current Smokers
CDC PLACES
Cape Coral
12.6%
Cape Coral +
Fort Wayne
15.8%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Fort Wayne
50.5°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Fort Wayne
38.3 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Fort Wayne
10.1 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Cape Coral +
Fort Wayne
55.0%

Commute

Mean Commute Time
Census ACS
Cape Coral
31.1 min
Fort Wayne
22.8 min
Fort Wayne +

Which City is Right for You?

Cape Coral leads in median household income at $76,062, while fort Wayne offers more affordable housing with a median home price of $245,993. On public safety, Cape Coral is safer with a violent crime rate of 324 per 100,000 residents, compared to 370 in Fort Wayne. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cape Coral scores better with a lower obesity rate of 30.6%.

Compare More Cities

About Cape Coral & Fort Wayne