Cape Coral FL vs Hayward CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cape Coral, FL
Florida · Population: 206,387
- Median HH Income$76,062
- Median Home Price$339,638
- Unemployment4.1%
- Bachelor's+25.7%
Hayward, CA
California · Population: 159,201
- Median HH Income$113,775
- Median Home Price$847,838
- Unemployment5.9%
- Bachelor's+32.6%
Detailed Comparison
Demographics
Population
Cape Coral
206,387
Cape Coral +
Hayward
159,201
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Hayward
N/A
Median Age
Cape Coral
48.7
Hayward
38.2
Hayward +
Foreign Born
Cape Coral
17.9%
Hayward
42.0%
Hayward +
White
Cape Coral
72.9%
Cape Coral +
Hayward
19.6%
Black
Cape Coral
4.5%
Hayward
9.0%
Hayward +
Asian
Cape Coral
1.6%
Hayward
29.6%
Hayward +
Hispanic
Cape Coral
25.1%
Hayward
40.9%
Hayward +
Spanish at Home
Cape Coral
N/A
Hayward
N/A
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Population | 206,387 | 159,201 | Cape Coral + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.7 | 38.2 | Hayward + |
| Foreign Born | 17.9% | 42.0% | Hayward + |
| White | 72.9% | 19.6% | Cape Coral + |
| Black | 4.5% | 9.0% | Hayward + |
| Asian | 1.6% | 29.6% | Hayward + |
| Hispanic | 25.1% | 40.9% | Hayward + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cape Coral
$76,062
Hayward
$113,775
Hayward +
Per Capita Income
Cape Coral
$39,603
Hayward
$44,613
Hayward +
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Hayward
$77,230
Hayward +
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Hayward
5.9%
Poverty Rate
Cape Coral
9.8%
Hayward
9.5%
Hayward +
Bachelor's Degree+
Cape Coral
25.7%
Hayward
32.6%
Hayward +
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Median HH Income | $76,062 | $113,775 | Hayward + |
| Per Capita Income | $39,603 | $44,613 | Hayward + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $77,230 | Hayward + |
| Unemployment Rate | 4.1% | 5.9% | Cape Coral + |
| Poverty Rate | 9.8% | 9.5% | Hayward + |
| Bachelor's Degree+ | 25.7% | 32.6% | Hayward + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Cape Coral +
Hayward
$847,838
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Hayward
57.0%
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $339,638 | $847,838 | Cape Coral + |
| Homeownership Rate | 77.7% | 57.0% | Cape Coral + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Cape Coral +
Hayward
503
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Hayward
2388
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 503 | Cape Coral + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 2388 | Cape Coral + |
Health
Obesity Rate
CDC PLACES
Cape Coral
30.6%
Hayward
24.9%
Hayward +
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Hayward
11.7%
Hayward +
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Cape Coral +
Hayward
16.8%
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Hayward
11.4%
Hayward +
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Cape Coral +
Hayward
15.8%
Current Smokers
CDC PLACES
Cape Coral
12.6%
Hayward
10.8%
Hayward +
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.6% | 24.9% | Hayward + |
| Diabetes RateCDC PLACES | 13.4% | 11.7% | Hayward + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.5% | 16.8% | Cape Coral + |
| No Health InsuranceCDC PLACES | 14.4% | 11.4% | Hayward + |
| Binge DrinkingCDC PLACES | 15.1% | 15.8% | Cape Coral + |
| Current SmokersCDC PLACES | 12.6% | 10.8% | Hayward + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Hayward
58.9°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Hayward
18.0 in
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | 58.9°F | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 18.0 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Hayward
7.9 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Hayward
75.0%
Tie
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 7.9 µg/m³ | Cape Coral + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cape Coral
31.1 min
Cape Coral +
Hayward
36.7 min
| Metric | Cape Coral, FL | Hayward, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.1 min | 36.7 min | Cape Coral + |
Which City is Right for You?
Hayward leads in median household income at $113,775, while cape Coral offers more affordable housing with a median home price of $339,638. On public safety, Cape Coral is safer with a violent crime rate of 324 per 100,000 residents, compared to 503 in Hayward. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Hayward scores better with a lower obesity rate of 24.9%.
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