Cape Coral FL vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cape Coral, FL
Florida · Population: 206,387
- Median HH Income$76,062
- Median Home Price$339,638
- Unemployment4.1%
- Bachelor's+25.7%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Cape Coral
206,387
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Louisville
N/A
Median Age
Cape Coral
48.7
Louisville
37.7
Louisville +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Louisville
9.8%
White
Cape Coral
72.9%
Cape Coral +
Louisville
63.1%
Black
Cape Coral
4.5%
Louisville
23.7%
Louisville +
Asian
Cape Coral
1.6%
Louisville
2.6%
Louisville +
Hispanic
Cape Coral
25.1%
Cape Coral +
Louisville
8.6%
Spanish at Home
Cape Coral
N/A
Louisville
N/A
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Population | 206,387 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 48.7 | 37.7 | Louisville + |
| Foreign Born | 17.9% | 9.8% | Cape Coral + |
| White | 72.9% | 63.1% | Cape Coral + |
| Black | 4.5% | 23.7% | Louisville + |
| Asian | 1.6% | 2.6% | Louisville + |
| Hispanic | 25.1% | 8.6% | Cape Coral + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cape Coral
$76,062
Cape Coral +
Louisville
$64,731
Per Capita Income
Cape Coral
$39,603
Cape Coral +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Cape Coral +
Louisville
$52,606
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Louisville
5.0%
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Louisville
16.1%
Bachelor's Degree+
Cape Coral
25.7%
Louisville
33.4%
Louisville +
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $76,062 | $64,731 | Cape Coral + |
| Per Capita Income | $39,603 | $38,890 | Cape Coral + |
| Per Capita Personal Income (MSA)BEA MSA-level | $65,328 | $52,606 | Cape Coral + |
| Unemployment Rate | 4.1% | 5.0% | Cape Coral + |
| Poverty Rate | 9.8% | 16.1% | Cape Coral + |
| Bachelor's Degree+ | 25.7% | 33.4% | Louisville + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Louisville
$264,957
Louisville +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Louisville
60.6%
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $339,638 | $264,957 | Louisville + |
| Homeownership Rate | 77.7% | 60.6% | Cape Coral + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Louisville
1505
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 324 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1453 | 1505 | Cape Coral + |
Health
Obesity Rate
CDC PLACES
Cape Coral
30.6%
Louisville
N/A
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Louisville
N/A
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Louisville
N/A
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Louisville
N/A
Current Smokers
CDC PLACES
Cape Coral
12.6%
Louisville
N/A
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.6% | N/A | - |
| Diabetes RateCDC PLACES | 13.4% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 15.5% | N/A | - |
| No Health InsuranceCDC PLACES | 14.4% | N/A | - |
| Binge DrinkingCDC PLACES | 15.1% | N/A | - |
| Current SmokersCDC PLACES | 12.6% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Louisville
43.3 in
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | N/A | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | N/A | 43.3 in | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Louisville
8.6 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Louisville
75.0%
Tie
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.2 µg/m³ | 8.6 µg/m³ | Cape Coral + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cape Coral
31.1 min
Louisville
24.2 min
Louisville +
| Metric | Cape Coral, FL | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 31.1 min | 24.2 min | Louisville + |
Which City is Right for You?
Cape Coral leads in median household income at $76,062, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 324 in Cape Coral. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³).
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