Cape Coral FL vs Toledo OH — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Cape Coral, FL

Florida · Population: 206,387

  • Median HH Income$76,062
  • Median Home Price$339,638
  • Unemployment4.1%
  • Bachelor's+25.7%

Toledo, OH

Ohio · Population: 268,461

  • Median HH Income$47,532
  • Median Home Price$130,101
  • Unemployment8.5%
  • Bachelor's+21.0%

Detailed Comparison

Demographics

Population
Cape Coral
206,387
Toledo
268,461
Toledo +
Pop. Density / sq mi
Lower = more space
Cape Coral
N/A
Toledo
N/A
Median Age
Cape Coral
48.7
Toledo
35.7
Toledo +
Foreign Born
Cape Coral
17.9%
Cape Coral +
Toledo
3.4%
White
Cape Coral
72.9%
Cape Coral +
Toledo
58.7%
Black
Cape Coral
4.5%
Toledo
28.7%
Toledo +
Asian
Cape Coral
1.6%
Cape Coral +
Toledo
1.4%
Hispanic
Cape Coral
25.1%
Cape Coral +
Toledo
8.9%
Spanish at Home
Cape Coral
N/A
Toledo
N/A

Economy

Median HH Income
Cape Coral
$76,062
Cape Coral +
Toledo
$47,532
Per Capita Income
Cape Coral
$39,603
Cape Coral +
Toledo
$27,407
Per Capita Personal Income (MSA)
BEA MSA-level
Cape Coral
$65,328
Cape Coral +
Toledo
$58,300
Unemployment Rate
Cape Coral
4.1%
Cape Coral +
Toledo
8.5%
Poverty Rate
Cape Coral
9.8%
Cape Coral +
Toledo
24.5%
Bachelor's Degree+
Cape Coral
25.7%
Cape Coral +
Toledo
21.0%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Cape Coral
$339,638
Toledo
$130,101
Toledo +
Homeownership Rate
Cape Coral
77.7%
Cape Coral +
Toledo
52.7%

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Cape Coral
324
Toledo
319
Toledo +
Property Crime / 100K
FBI CDE (state-level est.)
Cape Coral
1453
Cape Coral +
Toledo
1866

Health

Obesity Rate
CDC PLACES
Cape Coral
30.6%
Cape Coral +
Toledo
39.3%
Diabetes Rate
CDC PLACES
Cape Coral
13.4%
Cape Coral +
Toledo
15.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Cape Coral
15.5%
Cape Coral +
Toledo
20.6%
No Health Insurance
CDC PLACES
Cape Coral
14.4%
Toledo
11.3%
Toledo +
Binge Drinking
CDC PLACES
Cape Coral
15.1%
Toledo
14.9%
Toledo +
Current Smokers
CDC PLACES
Cape Coral
12.6%
Cape Coral +
Toledo
19.9%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Cape Coral
N/A
Toledo
50.6°F
Annual Precipitation
NOAA 1991–2020 normal
Cape Coral
N/A
Toledo
33.4 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Cape Coral
7.2 µg/m³
Cape Coral +
Toledo
10.3 µg/m³
Good Air Days
AQI ≤ 50
Cape Coral
75.0%
Cape Coral +
Toledo
55.0%

Commute

Mean Commute Time
Census ACS
Cape Coral
31.1 min
Toledo
21.3 min
Toledo +

Which City is Right for You?

Cape Coral leads in median household income at $76,062, while toledo offers more affordable housing with a median home price of $130,101. On public safety, Toledo is safer with a violent crime rate of 319 per 100,000 residents, compared to 324 in Cape Coral. Cape Coral has a lower unemployment rate at 4.1%, and Cape Coral has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Cape Coral scores better with a lower obesity rate of 30.6%.

Compare More Cities

About Cape Coral & Toledo