Carmel IN vs Dearborn MI — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Carmel
100,501
Dearborn
107,846
Dearborn +
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Dearborn
N/A
Median Age
Carmel
40.5
Dearborn
32.6
Dearborn +
Foreign Born
Carmel
12.9%
Dearborn
29.4%
Dearborn +
White
Carmel
77.5%
Dearborn
88.0%
Dearborn +
Black
Carmel
3.7%
Carmel +
Dearborn
3.3%
Asian
Carmel
11.6%
Carmel +
Dearborn
2.0%
Hispanic
Carmel
5.0%
Carmel +
Dearborn
3.0%
Spanish at Home
Carmel
N/A
Dearborn
N/A
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Population | 100,501 | 107,846 | Dearborn + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 32.6 | Dearborn + |
| Foreign Born | 12.9% | 29.4% | Dearborn + |
| White | 77.5% | 88.0% | Dearborn + |
| Black | 3.7% | 3.3% | Carmel + |
| Asian | 11.6% | 2.0% | Carmel + |
| Hispanic | 5.0% | 3.0% | Carmel + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Dearborn
$65,192
Per Capita Income
Carmel
$71,546
Carmel +
Dearborn
$29,900
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Carmel +
Dearborn
$58,052
Unemployment Rate
Carmel
2.7%
Carmel +
Dearborn
6.8%
Poverty Rate
Carmel
3.7%
Carmel +
Dearborn
24.3%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Dearborn
34.3%
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $65,192 | Carmel + |
| Per Capita Income | $71,546 | $29,900 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $58,052 | Carmel + |
| Unemployment Rate | 2.7% | 6.8% | Carmel + |
| Poverty Rate | 3.7% | 24.3% | Carmel + |
| Bachelor's Degree+ | 74.5% | 34.3% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Dearborn
$248,262
Dearborn +
Homeownership Rate
Carmel
74.6%
Carmel +
Dearborn
68.2%
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $248,262 | Dearborn + |
| Homeownership Rate | 74.6% | 68.2% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Carmel +
Dearborn
471
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Dearborn
1590
Dearborn +
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 471 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1590 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Carmel +
Dearborn
33.7%
Diabetes Rate
CDC PLACES
Carmel
9.6%
Carmel +
Dearborn
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Dearborn
21.5%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Dearborn
8.2%
Binge Drinking
CDC PLACES
Carmel
16.2%
Carmel +
Dearborn
17.1%
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Dearborn
18.2%
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 33.7% | Carmel + |
| Diabetes RateCDC PLACES | 9.6% | 11.2% | Carmel + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 21.5% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 8.2% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 17.1% | Carmel + |
| Current SmokersCDC PLACES | 8.2% | 18.2% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Dearborn
50.1°F
Dearborn +
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Dearborn
33.9 in
Dearborn +
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 50.1°F | Dearborn + |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | 33.9 in | Dearborn + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Carmel +
Dearborn
10.7 µg/m³
Good Air Days
AQI ≤ 50
Carmel
55.0%
Dearborn
55.0%
Tie
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 10.7 µg/m³ | Carmel + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Dearborn
22.8 min
Dearborn +
| Metric | Carmel, IN | Dearborn, MI | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 22.8 min | Dearborn + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while dearborn offers more affordable housing with a median home price of $248,262. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 471 in Dearborn. Carmel has a lower unemployment rate at 2.7%, and Carmel has cleaner air (PM2.5 avg 10.1 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.
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