Carmel IN vs Mesa AZ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Mesa, AZ
Arizona · Population: 507,478
- Median HH Income$78,779
- Median Home Price$435,670
- Unemployment4.6%
- Bachelor's+31.5%
Detailed Comparison
Demographics
Population
Carmel
100,501
Mesa
507,478
Mesa +
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Mesa
N/A
Median Age
Carmel
40.5
Mesa
37.2
Mesa +
Foreign Born
Carmel
12.9%
Carmel +
Mesa
11.2%
White
Carmel
77.5%
Carmel +
Mesa
69.7%
Black
Carmel
3.7%
Mesa
4.4%
Mesa +
Asian
Carmel
11.6%
Carmel +
Mesa
2.5%
Hispanic
Carmel
5.0%
Mesa
26.6%
Mesa +
Spanish at Home
Carmel
N/A
Mesa
N/A
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Population | 100,501 | 507,478 | Mesa + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 37.2 | Mesa + |
| Foreign Born | 12.9% | 11.2% | Carmel + |
| White | 77.5% | 69.7% | Carmel + |
| Black | 3.7% | 4.4% | Mesa + |
| Asian | 11.6% | 2.5% | Carmel + |
| Hispanic | 5.0% | 26.6% | Mesa + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Mesa
$78,779
Per Capita Income
Carmel
$71,546
Carmel +
Mesa
$39,586
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Mesa
$59,120
Mesa +
Unemployment Rate
Carmel
2.7%
Carmel +
Mesa
4.6%
Poverty Rate
Carmel
3.7%
Carmel +
Mesa
10.5%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Mesa
31.5%
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $78,779 | Carmel + |
| Per Capita Income | $71,546 | $39,586 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $59,120 | Mesa + |
| Unemployment Rate | 2.7% | 4.6% | Carmel + |
| Poverty Rate | 3.7% | 10.5% | Carmel + |
| Bachelor's Degree+ | 74.5% | 31.5% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Mesa
$435,670
Mesa +
Homeownership Rate
Carmel
74.6%
Carmel +
Mesa
64.3%
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $435,670 | Mesa + |
| Homeownership Rate | 74.6% | 64.3% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Carmel +
Mesa
450
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Carmel +
Mesa
2150
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 450 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 2150 | Carmel + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Mesa
30.7%
Mesa +
Diabetes Rate
CDC PLACES
Carmel
9.6%
Carmel +
Mesa
10.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Mesa
15.5%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Mesa
13.0%
Binge Drinking
CDC PLACES
Carmel
16.2%
Mesa
16.1%
Mesa +
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Mesa
11.4%
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 30.7% | Mesa + |
| Diabetes RateCDC PLACES | 9.6% | 10.6% | Carmel + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 15.5% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 13.0% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 16.1% | Mesa + |
| Current SmokersCDC PLACES | 8.2% | 11.4% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Carmel +
Mesa
71.8°F
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Mesa
11.7 in
Mesa +
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 71.8°F | Carmel + |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | 11.7 in | Mesa + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Mesa
7.1 µg/m³
Mesa +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Mesa
75.0%
Mesa +
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.1 µg/m³ | Mesa + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Mesa + |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Carmel +
Mesa
26.7 min
| Metric | Carmel, IN | Mesa, AZ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 26.7 min | Carmel + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while mesa offers more affordable housing with a median home price of $435,670. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 450 in Mesa. Carmel has a lower unemployment rate at 2.7%, and Mesa has cleaner air (PM2.5 avg 7.1 µg/m³). For overall health outcomes, Mesa scores better with a lower obesity rate of 30.7%.
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