Carmel IN vs Miramar FL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Miramar, FL
Florida · Population: 81,319
- Median HH Income$67,014
- Median Home Price$518,584
- Unemployment3.9%
- Bachelor's+51.2%
Detailed Comparison
Demographics
Population
Carmel
100,501
Carmel +
Miramar
81,319
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Miramar
N/A
Median Age
Carmel
40.5
Carmel +
Miramar
42.4
Foreign Born
Carmel
12.9%
Miramar
55.7%
Miramar +
White
Carmel
77.5%
Carmel +
Miramar
56.1%
Black
Carmel
3.7%
Miramar
4.4%
Miramar +
Asian
Carmel
11.6%
Carmel +
Miramar
2.3%
Hispanic
Carmel
5.0%
Miramar
55.8%
Miramar +
Spanish at Home
Carmel
N/A
Miramar
N/A
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Population | 100,501 | 81,319 | Carmel + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 42.4 | Carmel + |
| Foreign Born | 12.9% | 55.7% | Miramar + |
| White | 77.5% | 56.1% | Carmel + |
| Black | 3.7% | 4.4% | Miramar + |
| Asian | 11.6% | 2.3% | Carmel + |
| Hispanic | 5.0% | 55.8% | Miramar + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Miramar
$67,014
Per Capita Income
Carmel
$71,546
Miramar
$72,301
Miramar +
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Miramar
$65,328
Miramar +
Unemployment Rate
Carmel
2.7%
Carmel +
Miramar
3.9%
Poverty Rate
Carmel
3.7%
Carmel +
Miramar
14.4%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Miramar
51.2%
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $67,014 | Carmel + |
| Per Capita Income | $71,546 | $72,301 | Miramar + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $65,328 | Miramar + |
| Unemployment Rate | 2.7% | 3.9% | Carmel + |
| Poverty Rate | 3.7% | 14.4% | Carmel + |
| Bachelor's Degree+ | 74.5% | 51.2% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Miramar
$518,584
Miramar +
Homeownership Rate
Carmel
74.6%
Carmel +
Miramar
38.7%
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $518,584 | Miramar + |
| Homeownership Rate | 74.6% | 38.7% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Miramar
324
Miramar +
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Miramar
1453
Miramar +
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 324 | Miramar + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1453 | Miramar + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Carmel +
Miramar
30.9%
Diabetes Rate
CDC PLACES
Carmel
9.6%
Carmel +
Miramar
12.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Miramar
15.9%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Miramar
17.0%
Binge Drinking
CDC PLACES
Carmel
16.2%
Miramar
14.4%
Miramar +
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Miramar
10.6%
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 30.9% | Carmel + |
| Diabetes RateCDC PLACES | 9.6% | 12.2% | Carmel + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 15.9% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 17.0% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 14.4% | Miramar + |
| Current SmokersCDC PLACES | 8.2% | 10.6% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Miramar
N/A
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Miramar
N/A
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Miramar
7.2 µg/m³
Miramar +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Miramar
75.0%
Miramar +
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.2 µg/m³ | Miramar + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Miramar + |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Carmel +
Miramar
29.2 min
| Metric | Carmel, IN | Miramar, FL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 29.2 min | Carmel + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while miramar offers more affordable housing with a median home price of $518,584. On public safety, Miramar is safer with a violent crime rate of 324 per 100,000 residents, compared to 370 in Carmel. Carmel has a lower unemployment rate at 2.7%, and Miramar has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.
Compare More Cities
Carmel, IN vs New York, NYCarmel, IN vs Los Angeles, CACarmel, IN vs Chicago, ILCarmel, IN vs Houston, TXCarmel, IN vs Phoenix, AZCarmel, IN vs Philadelphia, PA