Carmel IN vs Orem UT — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Orem, UT
Utah · Population: 86,973
- Median HH Income$70,053
- Median Home Price$509,396
- Unemployment4.0%
- Bachelor's+25.6%
Detailed Comparison
Demographics
Population
Carmel
100,501
Carmel +
Orem
86,973
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Orem
N/A
Median Age
Carmel
40.5
Orem
33.3
Orem +
Foreign Born
Carmel
12.9%
Carmel +
Orem
10.5%
White
Carmel
77.5%
Carmel +
Orem
77.1%
Black
Carmel
3.7%
Carmel +
Orem
1.9%
Asian
Carmel
11.6%
Carmel +
Orem
1.6%
Hispanic
Carmel
5.0%
Orem
30.6%
Orem +
Spanish at Home
Carmel
N/A
Orem
N/A
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Population | 100,501 | 86,973 | Carmel + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 33.3 | Orem + |
| Foreign Born | 12.9% | 10.5% | Carmel + |
| White | 77.5% | 77.1% | Carmel + |
| Black | 3.7% | 1.9% | Carmel + |
| Asian | 11.6% | 1.6% | Carmel + |
| Hispanic | 5.0% | 30.6% | Orem + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Orem
$70,053
Per Capita Income
Carmel
$71,546
Carmel +
Orem
$33,579
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Orem
$60,713
Orem +
Unemployment Rate
Carmel
2.7%
Carmel +
Orem
4.0%
Poverty Rate
Carmel
3.7%
Carmel +
Orem
12.7%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Orem
25.6%
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $70,053 | Carmel + |
| Per Capita Income | $71,546 | $33,579 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $60,713 | Orem + |
| Unemployment Rate | 2.7% | 4.0% | Carmel + |
| Poverty Rate | 3.7% | 12.7% | Carmel + |
| Bachelor's Degree+ | 74.5% | 25.6% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Orem
$509,396
Orem +
Homeownership Rate
Carmel
74.6%
Carmel +
Orem
60.9%
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $509,396 | Orem + |
| Homeownership Rate | 74.6% | 60.9% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Orem
245
Orem +
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Carmel +
Orem
1931
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 245 | Orem + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1931 | Carmel + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Orem
30.3%
Orem +
Diabetes Rate
CDC PLACES
Carmel
9.6%
Orem
7.7%
Orem +
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Orem
17.1%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Orem
11.5%
Binge Drinking
CDC PLACES
Carmel
16.2%
Orem
8.6%
Orem +
Current Smokers
CDC PLACES
Carmel
8.2%
Orem
6.5%
Orem +
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 30.3% | Orem + |
| Diabetes RateCDC PLACES | 9.6% | 7.7% | Orem + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 17.1% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 11.5% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 8.6% | Orem + |
| Current SmokersCDC PLACES | 8.2% | 6.5% | Orem + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Carmel +
Orem
52.5°F
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Orem
13.3 in
Orem +
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 52.5°F | Carmel + |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | 13.3 in | Orem + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Orem
7.0 µg/m³
Orem +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Orem
75.0%
Orem +
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.0 µg/m³ | Orem + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Orem + |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Orem
24.5 min
Orem +
| Metric | Carmel, IN | Orem, UT | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 24.5 min | Orem + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while orem offers more affordable housing with a median home price of $509,396. On public safety, Orem is safer with a violent crime rate of 245 per 100,000 residents, compared to 370 in Carmel. Carmel has a lower unemployment rate at 2.7%, and Orem has cleaner air (PM2.5 avg 7.0 µg/m³). For overall health outcomes, Orem scores better with a lower obesity rate of 30.3%.
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