Carmel IN vs Pueblo CO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Pueblo, CO
Colorado · Population: 111,514
- Median HH Income$55,305
- Median Home Price$286,326
- Unemployment5.9%
- Bachelor's+22.8%
Detailed Comparison
Demographics
Population
Carmel
100,501
Pueblo
111,514
Pueblo +
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Pueblo
N/A
Median Age
Carmel
40.5
Pueblo
38.1
Pueblo +
Foreign Born
Carmel
12.9%
Carmel +
Pueblo
4.0%
White
Carmel
77.5%
Carmel +
Pueblo
70.3%
Black
Carmel
3.7%
Carmel +
Pueblo
2.7%
Asian
Carmel
11.6%
Carmel +
Pueblo
0.8%
Hispanic
Carmel
5.0%
Pueblo
48.4%
Pueblo +
Spanish at Home
Carmel
N/A
Pueblo
N/A
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Population | 100,501 | 111,514 | Pueblo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 38.1 | Pueblo + |
| Foreign Born | 12.9% | 4.0% | Carmel + |
| White | 77.5% | 70.3% | Carmel + |
| Black | 3.7% | 2.7% | Carmel + |
| Asian | 11.6% | 0.8% | Carmel + |
| Hispanic | 5.0% | 48.4% | Pueblo + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Pueblo
$55,305
Per Capita Income
Carmel
$71,546
Carmel +
Pueblo
$30,949
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Pueblo
$76,653
Pueblo +
Unemployment Rate
Carmel
2.7%
Carmel +
Pueblo
5.9%
Poverty Rate
Carmel
3.7%
Carmel +
Pueblo
19.2%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Pueblo
22.8%
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $55,305 | Carmel + |
| Per Capita Income | $71,546 | $30,949 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $76,653 | Pueblo + |
| Unemployment Rate | 2.7% | 5.9% | Carmel + |
| Poverty Rate | 3.7% | 19.2% | Carmel + |
| Bachelor's Degree+ | 74.5% | 22.8% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Pueblo
$286,326
Pueblo +
Homeownership Rate
Carmel
74.6%
Carmel +
Pueblo
60.8%
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $286,326 | Pueblo + |
| Homeownership Rate | 74.6% | 60.8% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Carmel +
Pueblo
512
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Carmel +
Pueblo
3234
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 512 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 3234 | Carmel + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Carmel +
Pueblo
33.5%
Diabetes Rate
CDC PLACES
Carmel
9.6%
Carmel +
Pueblo
13.5%
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Pueblo
18.0%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Pueblo
18.9%
Binge Drinking
CDC PLACES
Carmel
16.2%
Pueblo
15.6%
Pueblo +
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Pueblo
15.1%
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 33.5% | Carmel + |
| Diabetes RateCDC PLACES | 9.6% | 13.5% | Carmel + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 18.0% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 18.9% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 15.6% | Pueblo + |
| Current SmokersCDC PLACES | 8.2% | 15.1% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Carmel +
Pueblo
53.7°F
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Pueblo
13.0 in
Pueblo +
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 53.7°F | Carmel + |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | 13.0 in | Pueblo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Pueblo
6.2 µg/m³
Pueblo +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Pueblo
75.0%
Pueblo +
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 6.2 µg/m³ | Pueblo + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Pueblo + |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Pueblo
21.1 min
Pueblo +
| Metric | Carmel, IN | Pueblo, CO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 21.1 min | Pueblo + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while pueblo offers more affordable housing with a median home price of $286,326. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 512 in Pueblo. Carmel has a lower unemployment rate at 2.7%, and Pueblo has cleaner air (PM2.5 avg 6.2 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.
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