Carmel IN vs Quincy MA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Carmel, IN

Indiana · Population: 100,501

Median HH Income$134,602
Median Home Price$570,592
Unemployment2.7%
Bachelor's+74.5%

Quincy, MA

Massachusetts · Population: 101,361

Median HH Income$95,711
Median Home Price$679,883
Unemployment7.1%
Bachelor's+48.6%

Detailed Comparison

Demographics

Population

Carmel

100,501

Quincy

101,361

Quincy +

Pop. Density / sq mi

Lower = more space

Carmel

N/A

Quincy

N/A

Median Age

Carmel

40.5

Quincy

39.0

Quincy +

Foreign Born

Carmel

12.9%

Quincy

32.7%

Quincy +

White

Carmel

77.5%

Carmel +

Quincy

55.6%

Black

Carmel

3.7%

Quincy

6.5%

Quincy +

Asian

Carmel

11.6%

Quincy

29.2%

Quincy +

Hispanic

Carmel

5.0%

Quincy

5.8%

Quincy +

Spanish at Home

Carmel

N/A

Quincy

N/A

Metric	Carmel, IN	Quincy, MA	Better
Population	100,501	101,361	Quincy +
Pop. Density / sq miLower = more space	N/A	N/A	-
Median Age	40.5	39.0	Quincy +
Foreign Born	12.9%	32.7%	Quincy +
White	77.5%	55.6%	Carmel +
Black	3.7%	6.5%	Quincy +
Asian	11.6%	29.2%	Quincy +
Hispanic	5.0%	5.8%	Quincy +
Spanish at Home	N/A	N/A	-

Economy

Median HH Income

Carmel

$134,602

Carmel +

Quincy

$95,711

Per Capita Income

Carmel

$71,546

Carmel +

Quincy

$53,273

Per Capita Personal Income (MSA)

BEA MSA-level

Carmel

$58,697

Quincy

$85,405

Quincy +

Unemployment Rate

Carmel

2.7%

Carmel +

Quincy

7.1%

Poverty Rate

Carmel

3.7%

Carmel +

Quincy

11.4%

Bachelor's Degree+

Carmel

74.5%

Carmel +

Quincy

48.6%

Metric	Carmel, IN	Quincy, MA	Better
Median HH Income	$134,602	$95,711	Carmel +
Per Capita Income	$71,546	$53,273	Carmel +
Per Capita Personal Income (MSA)BEA MSA-level	$58,697	$85,405	Quincy +
Unemployment Rate	2.7%	7.1%	Carmel +
Poverty Rate	3.7%	11.4%	Carmel +
Bachelor's Degree+	74.5%	48.6%	Carmel +

Housing

Median Home Value

Zillow ZHVI / Census ACS

Carmel

$570,592

Carmel +

Quincy

$679,883

Homeownership Rate

Carmel

74.6%

Carmel +

Quincy

45.0%

Metric	Carmel, IN	Quincy, MA	Better
Median Home ValueZillow ZHVI / Census ACS	$570,592	$679,883	Carmel +
Homeownership Rate	74.6%	45.0%	Carmel +

Safety

Violent Crime / 100K

FBI CDE (state-level est.)

Carmel

370

Quincy

326

Quincy +

Property Crime / 100K

FBI CDE (state-level est.)

Carmel

1719

Quincy

1086

Quincy +

Metric	Carmel, IN	Quincy, MA	Better
Violent Crime / 100KFBI CDE (state-level est.)	370	326	Quincy +
Property Crime / 100KFBI CDE (state-level est.)	1719	1086	Quincy +

Health

Obesity Rate

CDC PLACES

Carmel

30.8%

Quincy

22.9%

Quincy +

Diabetes Rate

CDC PLACES

Carmel

9.6%

Carmel +

Quincy

10.1%

Poor Mental Health

CDC PLACES — 14+ days/month

Carmel

12.5%

Carmel +

Quincy

15.5%

No Health Insurance

CDC PLACES

Carmel

4.4%

Carmel +

Quincy

4.9%

Binge Drinking

CDC PLACES

Carmel

16.2%

Quincy

15.6%

Quincy +

Current Smokers

CDC PLACES

Carmel

8.2%

Carmel +

Quincy

11.0%

Metric	Carmel, IN	Quincy, MA	Better
Obesity RateCDC PLACES	30.8%	22.9%	Quincy +
Diabetes RateCDC PLACES	9.6%	10.1%	Carmel +
Poor Mental HealthCDC PLACES — 14+ days/month	12.5%	15.5%	Carmel +
No Health InsuranceCDC PLACES	4.4%	4.9%	Carmel +
Binge DrinkingCDC PLACES	16.2%	15.6%	Quincy +
Current SmokersCDC PLACES	8.2%	11.0%	Carmel +

Climate

Avg Annual Temp

NOAA 1991–2020 normal

Carmel

51.6°F

Quincy

N/A

Annual Precipitation

NOAA 1991–2020 normal

Carmel

42.2 in

Quincy

N/A

Metric	Carmel, IN	Quincy, MA	Better
Avg Annual TempNOAA 1991–2020 normal	51.6°F	N/A	-
Annual PrecipitationNOAA 1991–2020 normal	42.2 in	N/A	-

Air Quality

PM2.5 Annual Avg

EPA AQS (state-level est.)

Carmel

10.1 µg/m³

Quincy

7.2 µg/m³

Quincy +

Good Air Days

AQI ≤ 50

Carmel

55.0%

Quincy

75.0%

Quincy +

Metric	Carmel, IN	Quincy, MA	Better
PM2.5 Annual AvgEPA AQS (state-level est.)	10.1 µg/m³	7.2 µg/m³	Quincy +
Good Air DaysAQI ≤ 50	55.0%	75.0%	Quincy +

Commute

Mean Commute Time

Census ACS

Carmel

26.4 min

Carmel +

Quincy

37.6 min

Metric	Carmel, IN	Quincy, MA	Better
Mean Commute TimeCensus ACS	26.4 min	37.6 min	Carmel +

Which City is Right for You?

Carmel leads in median household income at $134,602, while carmel offers more affordable housing with a median home price of $570,592. On public safety, Quincy is safer with a violent crime rate of 326 per 100,000 residents, compared to 370 in Carmel. Carmel has a lower unemployment rate at 2.7%, and Quincy has cleaner air (PM2.5 avg 7.2 µg/m³). For overall health outcomes, Quincy scores better with a lower obesity rate of 22.9%.

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About Carmel & Quincy

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