Carmel IN vs Roswell GA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Roswell, GA
Georgia · Population: 92,577
- Median HH Income$124,422
- Median Home Price$662,209
- Unemployment4.3%
- Bachelor's+64.8%
Detailed Comparison
Demographics
Population
Carmel
100,501
Carmel +
Roswell
92,577
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Roswell
N/A
Median Age
Carmel
40.5
Roswell
40.0
Roswell +
Foreign Born
Carmel
12.9%
Roswell
18.7%
Roswell +
White
Carmel
77.5%
Carmel +
Roswell
65.0%
Black
Carmel
3.7%
Roswell
11.1%
Roswell +
Asian
Carmel
11.6%
Carmel +
Roswell
4.5%
Hispanic
Carmel
5.0%
Roswell
16.8%
Roswell +
Spanish at Home
Carmel
N/A
Roswell
N/A
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Population | 100,501 | 92,577 | Carmel + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 40.0 | Roswell + |
| Foreign Born | 12.9% | 18.7% | Roswell + |
| White | 77.5% | 65.0% | Carmel + |
| Black | 3.7% | 11.1% | Roswell + |
| Asian | 11.6% | 4.5% | Carmel + |
| Hispanic | 5.0% | 16.8% | Roswell + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Roswell
$124,422
Per Capita Income
Carmel
$71,546
Carmel +
Roswell
$65,454
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Carmel +
Roswell
$57,405
Unemployment Rate
Carmel
2.7%
Carmel +
Roswell
4.3%
Poverty Rate
Carmel
3.7%
Carmel +
Roswell
7.4%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Roswell
64.8%
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $124,422 | Carmel + |
| Per Capita Income | $71,546 | $65,454 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $57,405 | Carmel + |
| Unemployment Rate | 2.7% | 4.3% | Carmel + |
| Poverty Rate | 3.7% | 7.4% | Carmel + |
| Bachelor's Degree+ | 74.5% | 64.8% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Carmel +
Roswell
$662,209
Homeownership Rate
Carmel
74.6%
Carmel +
Roswell
71.2%
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $662,209 | Carmel + |
| Homeownership Rate | 74.6% | 71.2% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Carmel +
Roswell
392
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Carmel +
Roswell
1752
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 392 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 1752 | Carmel + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Roswell
24.6%
Roswell +
Diabetes Rate
CDC PLACES
Carmel
9.6%
Roswell
9.1%
Roswell +
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Roswell
13.8%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Roswell
9.9%
Binge Drinking
CDC PLACES
Carmel
16.2%
Carmel +
Roswell
17.4%
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Roswell
8.3%
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 24.6% | Roswell + |
| Diabetes RateCDC PLACES | 9.6% | 9.1% | Roswell + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 13.8% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 9.9% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 17.4% | Carmel + |
| Current SmokersCDC PLACES | 8.2% | 8.3% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Roswell
N/A
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Roswell
N/A
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Roswell
9.8 µg/m³
Roswell +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Roswell
55.0%
Tie
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 9.8 µg/m³ | Roswell + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Carmel +
Roswell
29.6 min
| Metric | Carmel, IN | Roswell, GA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 29.6 min | Carmel + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while carmel offers more affordable housing with a median home price of $570,592. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 392 in Roswell. Carmel has a lower unemployment rate at 2.7%, and Roswell has cleaner air (PM2.5 avg 9.8 µg/m³). For overall health outcomes, Roswell scores better with a lower obesity rate of 24.6%.
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