Carmel IN vs Southaven MS — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Carmel, IN

Indiana · Population: 100,501

Median HH Income$134,602
Median Home Price$570,592
Unemployment2.7%
Bachelor's+74.5%

Southaven, MS

Mississippi · Population: N/A

Median HH IncomeN/A
Median Home Price$276,140
UnemploymentN/A
Bachelor's+N/A

Detailed Comparison

Demographics

Population

Carmel

100,501

Southaven

N/A

Pop. Density / sq mi

Lower = more space

Carmel

N/A

Southaven

N/A

Median Age

Carmel

40.5

Southaven

N/A

Foreign Born

Carmel

12.9%

Southaven

N/A

White

Carmel

77.5%

Southaven

N/A

Black

Carmel

3.7%

Southaven

N/A

Asian

Carmel

11.6%

Southaven

N/A

Hispanic

Carmel

5.0%

Southaven

N/A

Spanish at Home

Carmel

N/A

Southaven

N/A

Metric	Carmel, IN	Southaven, MS	Better
Population	100,501	N/A	-
Pop. Density / sq miLower = more space	N/A	N/A	-
Median Age	40.5	N/A	-
Foreign Born	12.9%	N/A	-
White	77.5%	N/A	-
Black	3.7%	N/A	-
Asian	11.6%	N/A	-
Hispanic	5.0%	N/A	-
Spanish at Home	N/A	N/A	-

Economy

Median HH Income

Carmel

$134,602

Southaven

N/A

Per Capita Income

Carmel

$71,546

Southaven

N/A

Per Capita Personal Income (MSA)

BEA MSA-level

Carmel

$58,697

Carmel +

Southaven

$46,995

Unemployment Rate

Carmel

2.7%

Southaven

N/A

Poverty Rate

Carmel

3.7%

Southaven

N/A

Bachelor's Degree+

Carmel

74.5%

Southaven

N/A

Metric	Carmel, IN	Southaven, MS	Better
Median HH Income	$134,602	N/A	-
Per Capita Income	$71,546	N/A	-
Per Capita Personal Income (MSA)BEA MSA-level	$58,697	$46,995	Carmel +
Unemployment Rate	2.7%	N/A	-
Poverty Rate	3.7%	N/A	-
Bachelor's Degree+	74.5%	N/A	-

Housing

Median Home Value

Zillow ZHVI / Census ACS

Carmel

$570,592

Southaven

$276,140

Southaven +

Homeownership Rate

Carmel

74.6%

Southaven

N/A

Metric	Carmel, IN	Southaven, MS	Better
Median Home ValueZillow ZHVI / Census ACS	$570,592	$276,140	Southaven +
Homeownership Rate	74.6%	N/A	-

Safety

Violent Crime / 100K

FBI CDE (state-level est.)

Carmel

370

Southaven

247

Southaven +

Property Crime / 100K

FBI CDE (state-level est.)

Carmel

1719

Carmel +

Southaven

1808

Metric	Carmel, IN	Southaven, MS	Better
Violent Crime / 100KFBI CDE (state-level est.)	370	247	Southaven +
Property Crime / 100KFBI CDE (state-level est.)	1719	1808	Carmel +

Health

Obesity Rate

CDC PLACES

Carmel

30.8%

Carmel +

Southaven

37.2%

Diabetes Rate

CDC PLACES

Carmel

9.6%

Carmel +

Southaven

12.5%

Poor Mental Health

CDC PLACES — 14+ days/month

Carmel

12.5%

Carmel +

Southaven

16.7%

No Health Insurance

CDC PLACES

Carmel

4.4%

Carmel +

Southaven

10.0%

Binge Drinking

CDC PLACES

Carmel

16.2%

Southaven

14.9%

Southaven +

Current Smokers

CDC PLACES

Carmel

8.2%

Carmel +

Southaven

14.2%

Metric	Carmel, IN	Southaven, MS	Better
Obesity RateCDC PLACES	30.8%	37.2%	Carmel +
Diabetes RateCDC PLACES	9.6%	12.5%	Carmel +
Poor Mental HealthCDC PLACES — 14+ days/month	12.5%	16.7%	Carmel +
No Health InsuranceCDC PLACES	4.4%	10.0%	Carmel +
Binge DrinkingCDC PLACES	16.2%	14.9%	Southaven +
Current SmokersCDC PLACES	8.2%	14.2%	Carmel +

Climate

Avg Annual Temp

NOAA 1991–2020 normal

Carmel

51.6°F

Southaven

N/A

Annual Precipitation

NOAA 1991–2020 normal

Carmel

42.2 in

Southaven

N/A

Metric	Carmel, IN	Southaven, MS	Better
Avg Annual TempNOAA 1991–2020 normal	51.6°F	N/A	-
Annual PrecipitationNOAA 1991–2020 normal	42.2 in	N/A	-

Air Quality

PM2.5 Annual Avg

EPA AQS (state-level est.)

Carmel

10.1 µg/m³

Southaven

10.0 µg/m³

Southaven +

Good Air Days

AQI ≤ 50

Carmel

55.0%

Southaven

55.0%

Tie

Metric	Carmel, IN	Southaven, MS	Better
PM2.5 Annual AvgEPA AQS (state-level est.)	10.1 µg/m³	10.0 µg/m³	Southaven +
Good Air DaysAQI ≤ 50	55.0%	55.0%	Tie

Commute

Mean Commute Time

Census ACS

Carmel

26.4 min

Southaven

N/A

Metric	Carmel, IN	Southaven, MS	Better
Mean Commute TimeCensus ACS	26.4 min	N/A	-

Which City is Right for You?

Southaven offers more affordable housing with a median home price of $276,140. On public safety, Southaven is safer with a violent crime rate of 247 per 100,000 residents, compared to 370 in Carmel. Southaven has cleaner air (PM2.5 avg 10.0 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.

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About Carmel & Southaven

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