Carmel IN vs Visalia CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Carmel, IN
Indiana · Population: 100,501
- Median HH Income$134,602
- Median Home Price$570,592
- Unemployment2.7%
- Bachelor's+74.5%
Visalia, CA
California · Population: 135,983
- Median HH Income$70,663
- Median Home Price$397,983
- Unemployment11.6%
- Bachelor's+12.4%
Detailed Comparison
Demographics
Population
Carmel
100,501
Visalia
135,983
Visalia +
Pop. Density / sq mi
Lower = more space
Carmel
N/A
Visalia
N/A
Median Age
Carmel
40.5
Visalia
32.0
Visalia +
Foreign Born
Carmel
12.9%
Visalia
20.1%
Visalia +
White
Carmel
77.5%
Carmel +
Visalia
36.5%
Black
Carmel
3.7%
Visalia
17.1%
Visalia +
Asian
Carmel
11.6%
Carmel +
Visalia
4.4%
Hispanic
Carmel
5.0%
Visalia
55.3%
Visalia +
Spanish at Home
Carmel
N/A
Visalia
N/A
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Population | 100,501 | 135,983 | Visalia + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 40.5 | 32.0 | Visalia + |
| Foreign Born | 12.9% | 20.1% | Visalia + |
| White | 77.5% | 36.5% | Carmel + |
| Black | 3.7% | 17.1% | Visalia + |
| Asian | 11.6% | 4.4% | Carmel + |
| Hispanic | 5.0% | 55.3% | Visalia + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Carmel
$134,602
Carmel +
Visalia
$70,663
Per Capita Income
Carmel
$71,546
Carmel +
Visalia
$26,955
Per Capita Personal Income (MSA)
BEA MSA-level
Carmel
$58,697
Visalia
$77,230
Visalia +
Unemployment Rate
Carmel
2.7%
Carmel +
Visalia
11.6%
Poverty Rate
Carmel
3.7%
Carmel +
Visalia
20.0%
Bachelor's Degree+
Carmel
74.5%
Carmel +
Visalia
12.4%
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Median HH Income | $134,602 | $70,663 | Carmel + |
| Per Capita Income | $71,546 | $26,955 | Carmel + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,697 | $77,230 | Visalia + |
| Unemployment Rate | 2.7% | 11.6% | Carmel + |
| Poverty Rate | 3.7% | 20.0% | Carmel + |
| Bachelor's Degree+ | 74.5% | 12.4% | Carmel + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Carmel
$570,592
Visalia
$397,983
Visalia +
Homeownership Rate
Carmel
74.6%
Carmel +
Visalia
58.5%
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $570,592 | $397,983 | Visalia + |
| Homeownership Rate | 74.6% | 58.5% | Carmel + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Carmel
370
Carmel +
Visalia
503
Property Crime / 100K
FBI CDE (state-level est.)
Carmel
1719
Carmel +
Visalia
2388
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 370 | 503 | Carmel + |
| Property Crime / 100KFBI CDE (state-level est.) | 1719 | 2388 | Carmel + |
Health
Obesity Rate
CDC PLACES
Carmel
30.8%
Carmel +
Visalia
32.2%
Diabetes Rate
CDC PLACES
Carmel
9.6%
Carmel +
Visalia
11.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Carmel
12.5%
Carmel +
Visalia
17.9%
No Health Insurance
CDC PLACES
Carmel
4.4%
Carmel +
Visalia
13.0%
Binge Drinking
CDC PLACES
Carmel
16.2%
Carmel +
Visalia
16.8%
Current Smokers
CDC PLACES
Carmel
8.2%
Carmel +
Visalia
12.0%
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.8% | 32.2% | Carmel + |
| Diabetes RateCDC PLACES | 9.6% | 11.2% | Carmel + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.5% | 17.9% | Carmel + |
| No Health InsuranceCDC PLACES | 4.4% | 13.0% | Carmel + |
| Binge DrinkingCDC PLACES | 16.2% | 16.8% | Carmel + |
| Current SmokersCDC PLACES | 8.2% | 12.0% | Carmel + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Carmel
51.6°F
Carmel +
Visalia
63.3°F
Annual Precipitation
NOAA 1991–2020 normal
Carmel
42.2 in
Visalia
10.9 in
Visalia +
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 51.6°F | 63.3°F | Carmel + |
| Annual PrecipitationNOAA 1991–2020 normal | 42.2 in | 10.9 in | Visalia + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Carmel
10.1 µg/m³
Visalia
7.9 µg/m³
Visalia +
Good Air Days
AQI ≤ 50
Carmel
55.0%
Visalia
75.0%
Visalia +
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 10.1 µg/m³ | 7.9 µg/m³ | Visalia + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Visalia + |
Commute
Mean Commute Time
Census ACS
Carmel
26.4 min
Carmel +
Visalia
41.6 min
| Metric | Carmel, IN | Visalia, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.4 min | 41.6 min | Carmel + |
Which City is Right for You?
Carmel leads in median household income at $134,602, while visalia offers more affordable housing with a median home price of $397,983. On public safety, Carmel is safer with a violent crime rate of 370 per 100,000 residents, compared to 503 in Visalia. Carmel has a lower unemployment rate at 2.7%, and Visalia has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Carmel scores better with a lower obesity rate of 30.8%.
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