Cary NC vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cary, NC
North Carolina · Population: 176,686
- Median HH Income$129,399
- Median Home Price$629,864
- Unemployment3.4%
- Bachelor's+70.2%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Cary
176,686
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
Cary
N/A
Plano
N/A
Median Age
Cary
39.8
Plano
39.3
Plano +
Foreign Born
Cary
23.7%
Plano
28.7%
Plano +
White
Cary
60.1%
Cary +
Plano
53.2%
Black
Cary
7.6%
Plano
9.0%
Plano +
Asian
Cary
20.4%
Plano
22.6%
Plano +
Hispanic
Cary
9.3%
Plano
16.2%
Plano +
Spanish at Home
Cary
N/A
Plano
N/A
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Population | 176,686 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.8 | 39.3 | Plano + |
| Foreign Born | 23.7% | 28.7% | Plano + |
| White | 60.1% | 53.2% | Cary + |
| Black | 7.6% | 9.0% | Plano + |
| Asian | 20.4% | 22.6% | Plano + |
| Hispanic | 9.3% | 16.2% | Plano + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cary
$129,399
Cary +
Plano
$108,649
Per Capita Income
Cary
$64,590
Cary +
Plano
$57,753
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
Plano
$63,758
Plano +
Unemployment Rate
Cary
3.4%
Cary +
Plano
4.1%
Poverty Rate
Cary
5.3%
Cary +
Plano
7.1%
Bachelor's Degree+
Cary
70.2%
Cary +
Plano
59.2%
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $129,399 | $108,649 | Cary + |
| Per Capita Income | $64,590 | $57,753 | Cary + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $63,758 | Plano + |
| Unemployment Rate | 3.4% | 4.1% | Cary + |
| Poverty Rate | 5.3% | 7.1% | Cary + |
| Bachelor's Degree+ | 70.2% | 59.2% | Cary + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
Plano
$507,575
Plano +
Homeownership Rate
Cary
66.3%
Cary +
Plano
56.6%
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $629,864 | $507,575 | Plano + |
| Homeownership Rate | 66.3% | 56.6% | Cary + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Cary +
Plano
442
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Cary +
Plano
2339
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 442 | Cary + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2339 | Cary + |
Health
Obesity Rate
CDC PLACES
Cary
25.3%
Cary +
Plano
31.2%
Diabetes Rate
CDC PLACES
Cary
8.6%
Cary +
Plano
9.9%
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
Plano
14.0%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
Plano
10.3%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
Plano
16.4%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
Plano
8.8%
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.3% | 31.2% | Cary + |
| Diabetes RateCDC PLACES | 8.6% | 9.9% | Cary + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.8% | 14.0% | Cary + |
| No Health InsuranceCDC PLACES | 6.2% | 10.3% | Cary + |
| Binge DrinkingCDC PLACES | 14.3% | 16.4% | Cary + |
| Current SmokersCDC PLACES | 7.7% | 8.8% | Cary + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
Plano
N/A
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
Cary +
Plano
9.2 µg/m³
Good Air Days
AQI ≤ 50
Cary
75.0%
Cary +
Plano
55.0%
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.2 µg/m³ | Cary + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Cary + |
Commute
Mean Commute Time
Census ACS
Cary
24.3 min
Cary +
Plano
27.6 min
| Metric | Cary, NC | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.3 min | 27.6 min | Cary + |
Which City is Right for You?
Cary leads in median household income at $129,399, while plano offers more affordable housing with a median home price of $507,575. On public safety, Cary is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in Plano. Cary has a lower unemployment rate at 3.4%, and Cary has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Cary scores better with a lower obesity rate of 25.3%.
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