Cary NC vs San Francisco CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cary, NC
North Carolina · Population: 176,686
- Median HH Income$129,399
- Median Home Price$629,864
- Unemployment3.4%
- Bachelor's+70.2%
San Francisco, CA
California · Population: 836,321
- Median HH Income$141,446
- Median Home Price$1,369,171
- Unemployment5.6%
- Bachelor's+60.1%
Detailed Comparison
Demographics
Population
Cary
176,686
San Francisco
836,321
San Francisco +
Pop. Density / sq mi
Lower = more space
Cary
N/A
San Francisco
N/A
Median Age
Cary
39.8
San Francisco
39.7
San Francisco +
Foreign Born
Cary
23.7%
San Francisco
34.2%
San Francisco +
White
Cary
60.1%
Cary +
San Francisco
40.5%
Black
Cary
7.6%
Cary +
San Francisco
5.1%
Asian
Cary
20.4%
San Francisco
35.0%
San Francisco +
Hispanic
Cary
9.3%
San Francisco
15.9%
San Francisco +
Spanish at Home
Cary
N/A
San Francisco
N/A
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Population | 176,686 | 836,321 | San Francisco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.8 | 39.7 | San Francisco + |
| Foreign Born | 23.7% | 34.2% | San Francisco + |
| White | 60.1% | 40.5% | Cary + |
| Black | 7.6% | 5.1% | Cary + |
| Asian | 20.4% | 35.0% | San Francisco + |
| Hispanic | 9.3% | 15.9% | San Francisco + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cary
$129,399
San Francisco
$141,446
San Francisco +
Per Capita Income
Cary
$64,590
San Francisco
$90,285
San Francisco +
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
San Francisco
$77,230
San Francisco +
Unemployment Rate
Cary
3.4%
Cary +
San Francisco
5.6%
Poverty Rate
Cary
5.3%
Cary +
San Francisco
10.6%
Bachelor's Degree+
Cary
70.2%
Cary +
San Francisco
60.1%
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Median HH Income | $129,399 | $141,446 | San Francisco + |
| Per Capita Income | $64,590 | $90,285 | San Francisco + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | San Francisco + |
| Unemployment Rate | 3.4% | 5.6% | Cary + |
| Poverty Rate | 5.3% | 10.6% | Cary + |
| Bachelor's Degree+ | 70.2% | 60.1% | Cary + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
Cary +
San Francisco
$1,369,171
Homeownership Rate
Cary
66.3%
Cary +
San Francisco
38.5%
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $629,864 | $1,369,171 | Cary + |
| Homeownership Rate | 66.3% | 38.5% | Cary + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Cary +
San Francisco
503
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Cary +
San Francisco
2388
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Cary + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Cary + |
Health
Obesity Rate
CDC PLACES
Cary
25.3%
San Francisco
17.5%
San Francisco +
Diabetes Rate
CDC PLACES
Cary
8.6%
Cary +
San Francisco
9.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
San Francisco
14.5%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
San Francisco
6.6%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
San Francisco
19.6%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
San Francisco
9.1%
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.3% | 17.5% | San Francisco + |
| Diabetes RateCDC PLACES | 8.6% | 9.7% | Cary + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.8% | 14.5% | Cary + |
| No Health InsuranceCDC PLACES | 6.2% | 6.6% | Cary + |
| Binge DrinkingCDC PLACES | 14.3% | 19.6% | Cary + |
| Current SmokersCDC PLACES | 7.7% | 9.1% | Cary + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
San Francisco
55.3°F
San Francisco +
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
San Francisco
20.7 in
San Francisco +
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.4°F | 55.3°F | San Francisco + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 20.7 in | San Francisco + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
San Francisco
7.9 µg/m³
San Francisco +
Good Air Days
AQI ≤ 50
Cary
75.0%
San Francisco
75.0%
Tie
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | San Francisco + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Cary
24.3 min
Cary +
San Francisco
33.9 min
| Metric | Cary, NC | San Francisco, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.3 min | 33.9 min | Cary + |
Which City is Right for You?
San Francisco leads in median household income at $141,446, while cary offers more affordable housing with a median home price of $629,864. On public safety, Cary is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in San Francisco. Cary has a lower unemployment rate at 3.4%, and San Francisco has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Francisco scores better with a lower obesity rate of 17.5%.
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