Cary NC vs San Marcos TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cary, NC
North Carolina · Population: 176,686
- Median HH Income$129,399
- Median Home Price$629,864
- Unemployment3.4%
- Bachelor's+70.2%
San Marcos, TX
Texas · Population: 99,507
- Median HH Income$64,146
- Median Home Price$313,452
- Unemployment3.2%
- Bachelor's+24.9%
Detailed Comparison
Demographics
Population
Cary
176,686
Cary +
San Marcos
99,507
Pop. Density / sq mi
Lower = more space
Cary
N/A
San Marcos
N/A
Median Age
Cary
39.8
San Marcos
35.2
San Marcos +
Foreign Born
Cary
23.7%
Cary +
San Marcos
5.8%
White
Cary
60.1%
San Marcos
66.6%
San Marcos +
Black
Cary
7.6%
Cary +
San Marcos
4.3%
Asian
Cary
20.4%
Cary +
San Marcos
1.4%
Hispanic
Cary
9.3%
San Marcos
42.2%
San Marcos +
Spanish at Home
Cary
N/A
San Marcos
N/A
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Population | 176,686 | 99,507 | Cary + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.8 | 35.2 | San Marcos + |
| Foreign Born | 23.7% | 5.8% | Cary + |
| White | 60.1% | 66.6% | San Marcos + |
| Black | 7.6% | 4.3% | Cary + |
| Asian | 20.4% | 1.4% | Cary + |
| Hispanic | 9.3% | 42.2% | San Marcos + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cary
$129,399
Cary +
San Marcos
$64,146
Per Capita Income
Cary
$64,590
Cary +
San Marcos
$33,835
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
San Marcos
$63,758
San Marcos +
Unemployment Rate
Cary
3.4%
San Marcos
3.2%
San Marcos +
Poverty Rate
Cary
5.3%
Cary +
San Marcos
11.9%
Bachelor's Degree+
Cary
70.2%
Cary +
San Marcos
24.9%
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Median HH Income | $129,399 | $64,146 | Cary + |
| Per Capita Income | $64,590 | $33,835 | Cary + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $63,758 | San Marcos + |
| Unemployment Rate | 3.4% | 3.2% | San Marcos + |
| Poverty Rate | 5.3% | 11.9% | Cary + |
| Bachelor's Degree+ | 70.2% | 24.9% | Cary + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
San Marcos
$313,452
San Marcos +
Homeownership Rate
Cary
66.3%
Cary +
San Marcos
63.3%
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $629,864 | $313,452 | San Marcos + |
| Homeownership Rate | 66.3% | 63.3% | Cary + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Cary +
San Marcos
442
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Cary +
San Marcos
2339
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 442 | Cary + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2339 | Cary + |
Health
Obesity Rate
CDC PLACES
Cary
25.3%
Cary +
San Marcos
33.6%
Diabetes Rate
CDC PLACES
Cary
8.6%
San Marcos
7.9%
San Marcos +
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
San Marcos
22.3%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
San Marcos
19.7%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
San Marcos
19.7%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
San Marcos
11.0%
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.3% | 33.6% | Cary + |
| Diabetes RateCDC PLACES | 8.6% | 7.9% | San Marcos + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.8% | 22.3% | Cary + |
| No Health InsuranceCDC PLACES | 6.2% | 19.7% | Cary + |
| Binge DrinkingCDC PLACES | 14.3% | 19.7% | Cary + |
| Current SmokersCDC PLACES | 7.7% | 11.0% | Cary + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
Cary +
San Marcos
68.5°F
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
San Marcos
35.7 in
San Marcos +
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.4°F | 68.5°F | Cary + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 35.7 in | San Marcos + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
Cary +
San Marcos
9.2 µg/m³
Good Air Days
AQI ≤ 50
Cary
75.0%
Cary +
San Marcos
55.0%
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.2 µg/m³ | Cary + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Cary + |
Commute
Mean Commute Time
Census ACS
Cary
24.3 min
San Marcos
19.0 min
San Marcos +
| Metric | Cary, NC | San Marcos, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.3 min | 19.0 min | San Marcos + |
Which City is Right for You?
Cary leads in median household income at $129,399, while san Marcos offers more affordable housing with a median home price of $313,452. On public safety, Cary is safer with a violent crime rate of 398 per 100,000 residents, compared to 442 in San Marcos. San Marcos has a lower unemployment rate at 3.2%, and Cary has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Cary scores better with a lower obesity rate of 25.3%.
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