Cary NC vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Cary, NC
North Carolina · Population: 176,686
- Median HH Income$129,399
- Median Home Price$629,864
- Unemployment3.4%
- Bachelor's+70.2%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Cary
176,686
Cary +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Cary
N/A
St. Charles
N/A
Median Age
Cary
39.8
St. Charles
37.9
St. Charles +
Foreign Born
Cary
23.7%
Cary +
St. Charles
4.2%
White
Cary
60.1%
St. Charles
80.4%
St. Charles +
Black
Cary
7.6%
Cary +
St. Charles
6.7%
Asian
Cary
20.4%
Cary +
St. Charles
1.4%
Hispanic
Cary
9.3%
Cary +
St. Charles
7.7%
Spanish at Home
Cary
N/A
St. Charles
N/A
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Population | 176,686 | 71,542 | Cary + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 39.8 | 37.9 | St. Charles + |
| Foreign Born | 23.7% | 4.2% | Cary + |
| White | 60.1% | 80.4% | St. Charles + |
| Black | 7.6% | 6.7% | Cary + |
| Asian | 20.4% | 1.4% | Cary + |
| Hispanic | 9.3% | 7.7% | Cary + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Cary
$129,399
Cary +
St. Charles
$55,578
Per Capita Income
Cary
$64,590
Cary +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Cary
$59,120
Cary +
St. Charles
$58,527
Unemployment Rate
Cary
3.4%
Cary +
St. Charles
4.7%
Poverty Rate
Cary
5.3%
Cary +
St. Charles
18.7%
Bachelor's Degree+
Cary
70.2%
Cary +
St. Charles
22.7%
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $129,399 | $55,578 | Cary + |
| Per Capita Income | $64,590 | $31,499 | Cary + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $58,527 | Cary + |
| Unemployment Rate | 3.4% | 4.7% | Cary + |
| Poverty Rate | 5.3% | 18.7% | Cary + |
| Bachelor's Degree+ | 70.2% | 22.7% | Cary + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Cary
$629,864
St. Charles
$144,200
St. Charles +
Homeownership Rate
Cary
66.3%
Cary +
St. Charles
61.4%
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $629,864 | $144,200 | St. Charles + |
| Homeownership Rate | 66.3% | 61.4% | Cary + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Cary
398
Cary +
St. Charles
501
Property Crime / 100K
FBI CDE (state-level est.)
Cary
1999
Cary +
St. Charles
2418
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 501 | Cary + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2418 | Cary + |
Health
Obesity Rate
CDC PLACES
Cary
25.3%
Cary +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Cary
8.6%
Cary +
St. Charles
10.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Cary
12.8%
Cary +
St. Charles
16.0%
No Health Insurance
CDC PLACES
Cary
6.2%
Cary +
St. Charles
7.1%
Binge Drinking
CDC PLACES
Cary
14.3%
Cary +
St. Charles
18.4%
Current Smokers
CDC PLACES
Cary
7.7%
Cary +
St. Charles
12.5%
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 25.3% | 35.9% | Cary + |
| Diabetes RateCDC PLACES | 8.6% | 10.4% | Cary + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 12.8% | 16.0% | Cary + |
| No Health InsuranceCDC PLACES | 6.2% | 7.1% | Cary + |
| Binge DrinkingCDC PLACES | 14.3% | 18.4% | Cary + |
| Current SmokersCDC PLACES | 7.7% | 12.5% | Cary + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Cary
59.4°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Cary
46.3 in
St. Charles
N/A
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Cary
8.7 µg/m³
Cary +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Cary
75.0%
Cary +
St. Charles
55.0%
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.3 µg/m³ | Cary + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Cary + |
Commute
Mean Commute Time
Census ACS
Cary
24.3 min
St. Charles
18.3 min
St. Charles +
| Metric | Cary, NC | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 24.3 min | 18.3 min | St. Charles + |
Which City is Right for You?
Cary leads in median household income at $129,399, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, Cary is safer with a violent crime rate of 398 per 100,000 residents, compared to 501 in St. Charles. Cary has a lower unemployment rate at 3.4%, and Cary has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Cary scores better with a lower obesity rate of 25.3%.
Compare More Cities
Cary, NC vs New York, NYCary, NC vs Los Angeles, CACary, NC vs Chicago, ILCary, NC vs Houston, TXCary, NC vs Phoenix, AZCary, NC vs Philadelphia, PA