Charlotte NC vs Huntington Beach CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Huntington Beach, CA
California · Population: 196,010
- Median HH Income$119,885
- Median Home Price$1,364,265
- Unemployment5.4%
- Bachelor's+47.2%
Detailed Comparison
Demographics
Population
Charlotte
886,283
Charlotte +
Huntington Beach
196,010
Pop. Density / sq mi
Lower = more space
Charlotte
N/A
Huntington Beach
N/A
Median Age
Charlotte
34.4
Charlotte +
Huntington Beach
43.4
Foreign Born
Charlotte
18.1%
Charlotte +
Huntington Beach
16.4%
White
Charlotte
41.5%
Huntington Beach
64.3%
Huntington Beach +
Black
Charlotte
34.1%
Charlotte +
Huntington Beach
1.3%
Asian
Charlotte
6.3%
Huntington Beach
12.6%
Huntington Beach +
Hispanic
Charlotte
17.0%
Huntington Beach
19.4%
Huntington Beach +
Spanish at Home
Charlotte
N/A
Huntington Beach
N/A
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Population | 886,283 | 196,010 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.4 | 43.4 | Charlotte + |
| Foreign Born | 18.1% | 16.4% | Charlotte + |
| White | 41.5% | 64.3% | Huntington Beach + |
| Black | 34.1% | 1.3% | Charlotte + |
| Asian | 6.3% | 12.6% | Huntington Beach + |
| Hispanic | 17.0% | 19.4% | Huntington Beach + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charlotte
$78,438
Huntington Beach
$119,885
Huntington Beach +
Per Capita Income
Charlotte
$49,991
Huntington Beach
$62,450
Huntington Beach +
Per Capita Personal Income (MSA)
BEA MSA-level
Charlotte
$59,120
Huntington Beach
$77,230
Huntington Beach +
Unemployment Rate
Charlotte
4.4%
Charlotte +
Huntington Beach
5.4%
Poverty Rate
Charlotte
11.7%
Huntington Beach
7.4%
Huntington Beach +
Bachelor's Degree+
Charlotte
47.4%
Charlotte +
Huntington Beach
47.2%
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Median HH Income | $78,438 | $119,885 | Huntington Beach + |
| Per Capita Income | $49,991 | $62,450 | Huntington Beach + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | Huntington Beach + |
| Unemployment Rate | 4.4% | 5.4% | Charlotte + |
| Poverty Rate | 11.7% | 7.4% | Huntington Beach + |
| Bachelor's Degree+ | 47.4% | 47.2% | Charlotte + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charlotte
$399,070
Charlotte +
Huntington Beach
$1,364,265
Homeownership Rate
Charlotte
51.5%
Huntington Beach
55.8%
Huntington Beach +
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $399,070 | $1,364,265 | Charlotte + |
| Homeownership Rate | 51.5% | 55.8% | Huntington Beach + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charlotte
398
Charlotte +
Huntington Beach
503
Property Crime / 100K
FBI CDE (state-level est.)
Charlotte
1999
Charlotte +
Huntington Beach
2388
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Charlotte + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Charlotte + |
Health
Obesity Rate
CDC PLACES
Charlotte
30.1%
Huntington Beach
24.0%
Huntington Beach +
Diabetes Rate
CDC PLACES
Charlotte
10.1%
Charlotte +
Huntington Beach
10.2%
Poor Mental Health
CDC PLACES — 14+ days/month
Charlotte
16.4%
Huntington Beach
16.2%
Huntington Beach +
No Health Insurance
CDC PLACES
Charlotte
11.4%
Huntington Beach
6.4%
Huntington Beach +
Binge Drinking
CDC PLACES
Charlotte
15.4%
Charlotte +
Huntington Beach
16.2%
Current Smokers
CDC PLACES
Charlotte
11.4%
Huntington Beach
8.9%
Huntington Beach +
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 24.0% | Huntington Beach + |
| Diabetes RateCDC PLACES | 10.1% | 10.2% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.4% | 16.2% | Huntington Beach + |
| No Health InsuranceCDC PLACES | 11.4% | 6.4% | Huntington Beach + |
| Binge DrinkingCDC PLACES | 15.4% | 16.2% | Charlotte + |
| Current SmokersCDC PLACES | 11.4% | 8.9% | Huntington Beach + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charlotte
59.9°F
Huntington Beach
N/A
Annual Precipitation
NOAA 1991–2020 normal
Charlotte
41.6 in
Huntington Beach
N/A
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charlotte
8.7 µg/m³
Huntington Beach
7.9 µg/m³
Huntington Beach +
Good Air Days
AQI ≤ 50
Charlotte
75.0%
Huntington Beach
75.0%
Tie
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Huntington Beach + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charlotte
26.7 min
Charlotte +
Huntington Beach
31.2 min
| Metric | Charlotte, NC | Huntington Beach, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.7 min | 31.2 min | Charlotte + |
Which City is Right for You?
Huntington Beach leads in median household income at $119,885, while charlotte offers more affordable housing with a median home price of $399,070. On public safety, Charlotte is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in Huntington Beach. Charlotte has a lower unemployment rate at 4.4%, and Huntington Beach has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Huntington Beach scores better with a lower obesity rate of 24.0%.
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