Charlotte NC vs Las Cruces NM — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Las Cruces, NM
New Mexico · Population: 112,612
- Median HH Income$55,176
- Median Home Price$290,963
- Unemployment7.4%
- Bachelor's+37.3%
Detailed Comparison
Demographics
Population
Charlotte
886,283
Charlotte +
Las Cruces
112,612
Pop. Density / sq mi
Lower = more space
Charlotte
N/A
Las Cruces
N/A
Median Age
Charlotte
34.4
Las Cruces
32.7
Las Cruces +
Foreign Born
Charlotte
18.1%
Charlotte +
Las Cruces
10.1%
White
Charlotte
41.5%
Las Cruces
54.1%
Las Cruces +
Black
Charlotte
34.1%
Charlotte +
Las Cruces
2.6%
Asian
Charlotte
6.3%
Charlotte +
Las Cruces
1.9%
Hispanic
Charlotte
17.0%
Las Cruces
59.4%
Las Cruces +
Spanish at Home
Charlotte
N/A
Las Cruces
N/A
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Population | 886,283 | 112,612 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.4 | 32.7 | Las Cruces + |
| Foreign Born | 18.1% | 10.1% | Charlotte + |
| White | 41.5% | 54.1% | Las Cruces + |
| Black | 34.1% | 2.6% | Charlotte + |
| Asian | 6.3% | 1.9% | Charlotte + |
| Hispanic | 17.0% | 59.4% | Las Cruces + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charlotte
$78,438
Charlotte +
Las Cruces
$55,176
Per Capita Income
Charlotte
$49,991
Charlotte +
Las Cruces
$30,804
Per Capita Personal Income (MSA)
BEA MSA-level
Charlotte
$59,120
Charlotte +
Las Cruces
$53,141
Unemployment Rate
Charlotte
4.4%
Charlotte +
Las Cruces
7.4%
Poverty Rate
Charlotte
11.7%
Charlotte +
Las Cruces
22.0%
Bachelor's Degree+
Charlotte
47.4%
Charlotte +
Las Cruces
37.3%
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Median HH Income | $78,438 | $55,176 | Charlotte + |
| Per Capita Income | $49,991 | $30,804 | Charlotte + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $53,141 | Charlotte + |
| Unemployment Rate | 4.4% | 7.4% | Charlotte + |
| Poverty Rate | 11.7% | 22.0% | Charlotte + |
| Bachelor's Degree+ | 47.4% | 37.3% | Charlotte + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charlotte
$399,070
Las Cruces
$290,963
Las Cruces +
Homeownership Rate
Charlotte
51.5%
Las Cruces
55.6%
Las Cruces +
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $399,070 | $290,963 | Las Cruces + |
| Homeownership Rate | 51.5% | 55.6% | Las Cruces + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charlotte
398
Charlotte +
Las Cruces
834
Property Crime / 100K
FBI CDE (state-level est.)
Charlotte
1999
Charlotte +
Las Cruces
3177
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 834 | Charlotte + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 3177 | Charlotte + |
Health
Obesity Rate
CDC PLACES
Charlotte
30.1%
Charlotte +
Las Cruces
35.4%
Diabetes Rate
CDC PLACES
Charlotte
10.1%
Charlotte +
Las Cruces
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Charlotte
16.4%
Las Cruces
15.8%
Las Cruces +
No Health Insurance
CDC PLACES
Charlotte
11.4%
Charlotte +
Las Cruces
17.7%
Binge Drinking
CDC PLACES
Charlotte
15.4%
Las Cruces
14.9%
Las Cruces +
Current Smokers
CDC PLACES
Charlotte
11.4%
Charlotte +
Las Cruces
12.1%
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 35.4% | Charlotte + |
| Diabetes RateCDC PLACES | 10.1% | 13.0% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.4% | 15.8% | Las Cruces + |
| No Health InsuranceCDC PLACES | 11.4% | 17.7% | Charlotte + |
| Binge DrinkingCDC PLACES | 15.4% | 14.9% | Las Cruces + |
| Current SmokersCDC PLACES | 11.4% | 12.1% | Charlotte + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charlotte
59.9°F
Las Cruces
58.8°F
Las Cruces +
Annual Precipitation
NOAA 1991–2020 normal
Charlotte
41.6 in
Las Cruces
N/A
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.9°F | 58.8°F | Las Cruces + |
| Annual PrecipitationNOAA 1991–2020 normal | 41.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charlotte
8.7 µg/m³
Las Cruces
6.1 µg/m³
Las Cruces +
Good Air Days
AQI ≤ 50
Charlotte
75.0%
Las Cruces
75.0%
Tie
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 6.1 µg/m³ | Las Cruces + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charlotte
26.7 min
Las Cruces
20.5 min
Las Cruces +
| Metric | Charlotte, NC | Las Cruces, NM | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.7 min | 20.5 min | Las Cruces + |
Which City is Right for You?
Charlotte leads in median household income at $78,438, while las Cruces offers more affordable housing with a median home price of $290,963. On public safety, Charlotte is safer with a violent crime rate of 398 per 100,000 residents, compared to 834 in Las Cruces. Charlotte has a lower unemployment rate at 4.4%, and Las Cruces has cleaner air (PM2.5 avg 6.1 µg/m³). For overall health outcomes, Charlotte scores better with a lower obesity rate of 30.1%.
Compare More Cities
Charlotte, NC vs New York, NYCharlotte, NC vs Los Angeles, CACharlotte, NC vs Chicago, ILCharlotte, NC vs Houston, TXCharlotte, NC vs Phoenix, AZCharlotte, NC vs Philadelphia, PA