Charlotte NC vs Moreno Valley CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Moreno Valley, CA
California · Population: 210,378
- Median HH Income$87,477
- Median Home Price$552,845
- Unemployment7.4%
- Bachelor's+17.3%
Detailed Comparison
Demographics
Population
Charlotte
886,283
Charlotte +
Moreno Valley
210,378
Pop. Density / sq mi
Lower = more space
Charlotte
N/A
Moreno Valley
N/A
Median Age
Charlotte
34.4
Moreno Valley
32.1
Moreno Valley +
Foreign Born
Charlotte
18.1%
Moreno Valley
23.9%
Moreno Valley +
White
Charlotte
41.5%
Charlotte +
Moreno Valley
22.4%
Black
Charlotte
34.1%
Charlotte +
Moreno Valley
17.6%
Asian
Charlotte
6.3%
Charlotte +
Moreno Valley
5.5%
Hispanic
Charlotte
17.0%
Moreno Valley
59.7%
Moreno Valley +
Spanish at Home
Charlotte
N/A
Moreno Valley
N/A
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Population | 886,283 | 210,378 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.4 | 32.1 | Moreno Valley + |
| Foreign Born | 18.1% | 23.9% | Moreno Valley + |
| White | 41.5% | 22.4% | Charlotte + |
| Black | 34.1% | 17.6% | Charlotte + |
| Asian | 6.3% | 5.5% | Charlotte + |
| Hispanic | 17.0% | 59.7% | Moreno Valley + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charlotte
$78,438
Moreno Valley
$87,477
Moreno Valley +
Per Capita Income
Charlotte
$49,991
Charlotte +
Moreno Valley
$28,255
Per Capita Personal Income (MSA)
BEA MSA-level
Charlotte
$59,120
Moreno Valley
$77,230
Moreno Valley +
Unemployment Rate
Charlotte
4.4%
Charlotte +
Moreno Valley
7.4%
Poverty Rate
Charlotte
11.7%
Charlotte +
Moreno Valley
11.8%
Bachelor's Degree+
Charlotte
47.4%
Charlotte +
Moreno Valley
17.3%
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Median HH Income | $78,438 | $87,477 | Moreno Valley + |
| Per Capita Income | $49,991 | $28,255 | Charlotte + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | Moreno Valley + |
| Unemployment Rate | 4.4% | 7.4% | Charlotte + |
| Poverty Rate | 11.7% | 11.8% | Charlotte + |
| Bachelor's Degree+ | 47.4% | 17.3% | Charlotte + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charlotte
$399,070
Charlotte +
Moreno Valley
$552,845
Homeownership Rate
Charlotte
51.5%
Moreno Valley
62.8%
Moreno Valley +
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $399,070 | $552,845 | Charlotte + |
| Homeownership Rate | 51.5% | 62.8% | Moreno Valley + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charlotte
398
Charlotte +
Moreno Valley
503
Property Crime / 100K
FBI CDE (state-level est.)
Charlotte
1999
Charlotte +
Moreno Valley
2388
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Charlotte + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Charlotte + |
Health
Obesity Rate
CDC PLACES
Charlotte
30.1%
Charlotte +
Moreno Valley
39.6%
Diabetes Rate
CDC PLACES
Charlotte
10.1%
Charlotte +
Moreno Valley
12.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Charlotte
16.4%
Charlotte +
Moreno Valley
19.0%
No Health Insurance
CDC PLACES
Charlotte
11.4%
Charlotte +
Moreno Valley
15.6%
Binge Drinking
CDC PLACES
Charlotte
15.4%
Moreno Valley
14.6%
Moreno Valley +
Current Smokers
CDC PLACES
Charlotte
11.4%
Charlotte +
Moreno Valley
12.5%
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 39.6% | Charlotte + |
| Diabetes RateCDC PLACES | 10.1% | 12.6% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.4% | 19.0% | Charlotte + |
| No Health InsuranceCDC PLACES | 11.4% | 15.6% | Charlotte + |
| Binge DrinkingCDC PLACES | 15.4% | 14.6% | Moreno Valley + |
| Current SmokersCDC PLACES | 11.4% | 12.5% | Charlotte + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charlotte
59.9°F
Moreno Valley
N/A
Annual Precipitation
NOAA 1991–2020 normal
Charlotte
41.6 in
Moreno Valley
N/A
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.9°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 41.6 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charlotte
8.7 µg/m³
Moreno Valley
7.9 µg/m³
Moreno Valley +
Good Air Days
AQI ≤ 50
Charlotte
75.0%
Moreno Valley
75.0%
Tie
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Moreno Valley + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charlotte
26.7 min
Charlotte +
Moreno Valley
36.9 min
| Metric | Charlotte, NC | Moreno Valley, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.7 min | 36.9 min | Charlotte + |
Which City is Right for You?
Moreno Valley leads in median household income at $87,477, while charlotte offers more affordable housing with a median home price of $399,070. On public safety, Charlotte is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in Moreno Valley. Charlotte has a lower unemployment rate at 4.4%, and Moreno Valley has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Charlotte scores better with a lower obesity rate of 30.1%.
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