Charlotte NC vs Newark NJ — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Newark, NJ
New Jersey · Population: 307,188
- Median HH Income$48,416
- Median Home Price$482,675
- Unemployment10.9%
- Bachelor's+17.4%
Detailed Comparison
Demographics
Population
Charlotte
886,283
Charlotte +
Newark
307,188
Pop. Density / sq mi
Lower = more space
Charlotte
N/A
Newark
N/A
Median Age
Charlotte
34.4
Charlotte +
Newark
34.8
Foreign Born
Charlotte
18.1%
Newark
34.9%
Newark +
White
Charlotte
41.5%
Charlotte +
Newark
16.5%
Black
Charlotte
34.1%
Newark
46.7%
Newark +
Asian
Charlotte
6.3%
Charlotte +
Newark
1.9%
Hispanic
Charlotte
17.0%
Newark
37.2%
Newark +
Spanish at Home
Charlotte
N/A
Newark
N/A
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Population | 886,283 | 307,188 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.4 | 34.8 | Charlotte + |
| Foreign Born | 18.1% | 34.9% | Newark + |
| White | 41.5% | 16.5% | Charlotte + |
| Black | 34.1% | 46.7% | Newark + |
| Asian | 6.3% | 1.9% | Charlotte + |
| Hispanic | 17.0% | 37.2% | Newark + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charlotte
$78,438
Charlotte +
Newark
$48,416
Per Capita Income
Charlotte
$49,991
Charlotte +
Newark
$25,509
Per Capita Personal Income (MSA)
BEA MSA-level
Charlotte
$59,120
Newark
$77,416
Newark +
Unemployment Rate
Charlotte
4.4%
Charlotte +
Newark
10.9%
Poverty Rate
Charlotte
11.7%
Charlotte +
Newark
24.7%
Bachelor's Degree+
Charlotte
47.4%
Charlotte +
Newark
17.4%
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Median HH Income | $78,438 | $48,416 | Charlotte + |
| Per Capita Income | $49,991 | $25,509 | Charlotte + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,416 | Newark + |
| Unemployment Rate | 4.4% | 10.9% | Charlotte + |
| Poverty Rate | 11.7% | 24.7% | Charlotte + |
| Bachelor's Degree+ | 47.4% | 17.4% | Charlotte + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charlotte
$399,070
Charlotte +
Newark
$482,675
Homeownership Rate
Charlotte
51.5%
Charlotte +
Newark
24.1%
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $399,070 | $482,675 | Charlotte + |
| Homeownership Rate | 51.5% | 24.1% | Charlotte + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charlotte
398
Newark
218
Newark +
Property Crime / 100K
FBI CDE (state-level est.)
Charlotte
1999
Newark
1426
Newark +
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 218 | Newark + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1426 | Newark + |
Health
Obesity Rate
CDC PLACES
Charlotte
30.1%
Charlotte +
Newark
35.9%
Diabetes Rate
CDC PLACES
Charlotte
10.1%
Charlotte +
Newark
14.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Charlotte
16.4%
Charlotte +
Newark
20.0%
No Health Insurance
CDC PLACES
Charlotte
11.4%
Charlotte +
Newark
23.4%
Binge Drinking
CDC PLACES
Charlotte
15.4%
Newark
14.3%
Newark +
Current Smokers
CDC PLACES
Charlotte
11.4%
Charlotte +
Newark
18.2%
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 35.9% | Charlotte + |
| Diabetes RateCDC PLACES | 10.1% | 14.6% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.4% | 20.0% | Charlotte + |
| No Health InsuranceCDC PLACES | 11.4% | 23.4% | Charlotte + |
| Binge DrinkingCDC PLACES | 15.4% | 14.3% | Newark + |
| Current SmokersCDC PLACES | 11.4% | 18.2% | Charlotte + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charlotte
59.9°F
Newark
54.9°F
Newark +
Annual Precipitation
NOAA 1991–2020 normal
Charlotte
41.6 in
Charlotte +
Newark
46.3 in
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.9°F | 54.9°F | Newark + |
| Annual PrecipitationNOAA 1991–2020 normal | 41.6 in | 46.3 in | Charlotte + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charlotte
8.7 µg/m³
Newark
8.7 µg/m³
Tie
Good Air Days
AQI ≤ 50
Charlotte
75.0%
Newark
75.0%
Tie
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 8.7 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Charlotte
26.7 min
Charlotte +
Newark
35.9 min
| Metric | Charlotte, NC | Newark, NJ | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.7 min | 35.9 min | Charlotte + |
Which City is Right for You?
Charlotte leads in median household income at $78,438, while charlotte offers more affordable housing with a median home price of $399,070. On public safety, Newark is safer with a violent crime rate of 218 per 100,000 residents, compared to 398 in Charlotte. Charlotte has a lower unemployment rate at 4.4%, and Newark has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Charlotte scores better with a lower obesity rate of 30.1%.
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