Charlotte NC vs Rockford IL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Charlotte, NC
North Carolina · Population: 886,283
- Median HH Income$78,438
- Median Home Price$399,070
- Unemployment4.4%
- Bachelor's+47.4%
Rockford, IL
Illinois · Population: 147,649
- Median HH Income$53,328
- Median Home Price$180,220
- Unemployment8.6%
- Bachelor's+23.2%
Detailed Comparison
Demographics
Population
Charlotte
886,283
Charlotte +
Rockford
147,649
Pop. Density / sq mi
Lower = more space
Charlotte
N/A
Rockford
N/A
Median Age
Charlotte
34.4
Charlotte +
Rockford
37.5
Foreign Born
Charlotte
18.1%
Charlotte +
Rockford
12.3%
White
Charlotte
41.5%
Rockford
55.5%
Rockford +
Black
Charlotte
34.1%
Charlotte +
Rockford
21.8%
Asian
Charlotte
6.3%
Charlotte +
Rockford
3.7%
Hispanic
Charlotte
17.0%
Rockford
20.6%
Rockford +
Spanish at Home
Charlotte
N/A
Rockford
N/A
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Population | 886,283 | 147,649 | Charlotte + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 34.4 | 37.5 | Charlotte + |
| Foreign Born | 18.1% | 12.3% | Charlotte + |
| White | 41.5% | 55.5% | Rockford + |
| Black | 34.1% | 21.8% | Charlotte + |
| Asian | 6.3% | 3.7% | Charlotte + |
| Hispanic | 17.0% | 20.6% | Rockford + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Charlotte
$78,438
Charlotte +
Rockford
$53,328
Per Capita Income
Charlotte
$49,991
Charlotte +
Rockford
$30,409
Per Capita Personal Income (MSA)
BEA MSA-level
Charlotte
$59,120
Rockford
$68,110
Rockford +
Unemployment Rate
Charlotte
4.4%
Charlotte +
Rockford
8.6%
Poverty Rate
Charlotte
11.7%
Charlotte +
Rockford
21.9%
Bachelor's Degree+
Charlotte
47.4%
Charlotte +
Rockford
23.2%
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Median HH Income | $78,438 | $53,328 | Charlotte + |
| Per Capita Income | $49,991 | $30,409 | Charlotte + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $68,110 | Rockford + |
| Unemployment Rate | 4.4% | 8.6% | Charlotte + |
| Poverty Rate | 11.7% | 21.9% | Charlotte + |
| Bachelor's Degree+ | 47.4% | 23.2% | Charlotte + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Charlotte
$399,070
Rockford
$180,220
Rockford +
Homeownership Rate
Charlotte
51.5%
Rockford
53.8%
Rockford +
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $399,070 | $180,220 | Rockford + |
| Homeownership Rate | 51.5% | 53.8% | Rockford + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Charlotte
398
Rockford
344
Rockford +
Property Crime / 100K
FBI CDE (state-level est.)
Charlotte
1999
Rockford
1842
Rockford +
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 344 | Rockford + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1842 | Rockford + |
Health
Obesity Rate
CDC PLACES
Charlotte
30.1%
Charlotte +
Rockford
44.7%
Diabetes Rate
CDC PLACES
Charlotte
10.1%
Charlotte +
Rockford
15.4%
Poor Mental Health
CDC PLACES — 14+ days/month
Charlotte
16.4%
Charlotte +
Rockford
19.0%
No Health Insurance
CDC PLACES
Charlotte
11.4%
Charlotte +
Rockford
14.0%
Binge Drinking
CDC PLACES
Charlotte
15.4%
Charlotte +
Rockford
15.5%
Current Smokers
CDC PLACES
Charlotte
11.4%
Charlotte +
Rockford
18.1%
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 44.7% | Charlotte + |
| Diabetes RateCDC PLACES | 10.1% | 15.4% | Charlotte + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.4% | 19.0% | Charlotte + |
| No Health InsuranceCDC PLACES | 11.4% | 14.0% | Charlotte + |
| Binge DrinkingCDC PLACES | 15.4% | 15.5% | Charlotte + |
| Current SmokersCDC PLACES | 11.4% | 18.1% | Charlotte + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Charlotte
59.9°F
Rockford
49.2°F
Rockford +
Annual Precipitation
NOAA 1991–2020 normal
Charlotte
41.6 in
Rockford
36.2 in
Rockford +
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 59.9°F | 49.2°F | Rockford + |
| Annual PrecipitationNOAA 1991–2020 normal | 41.6 in | 36.2 in | Rockford + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Charlotte
8.7 µg/m³
Charlotte +
Rockford
9.4 µg/m³
Good Air Days
AQI ≤ 50
Charlotte
75.0%
Charlotte +
Rockford
55.0%
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 9.4 µg/m³ | Charlotte + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Charlotte + |
Commute
Mean Commute Time
Census ACS
Charlotte
26.7 min
Rockford
22.7 min
Rockford +
| Metric | Charlotte, NC | Rockford, IL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 26.7 min | 22.7 min | Rockford + |
Which City is Right for You?
Charlotte leads in median household income at $78,438, while rockford offers more affordable housing with a median home price of $180,220. On public safety, Rockford is safer with a violent crime rate of 344 per 100,000 residents, compared to 398 in Charlotte. Charlotte has a lower unemployment rate at 4.4%, and Charlotte has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Charlotte scores better with a lower obesity rate of 30.1%.
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