Chicago IL vs Cleveland OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Cleveland, OH
Ohio · Population: 367,523
- Median HH Income$39,187
- Median Home Price$117,703
- Unemployment11.5%
- Bachelor's+21.3%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Cleveland
367,523
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Cleveland
N/A
Median Age
Chicago
35.7
Chicago +
Cleveland
36.3
Foreign Born
Chicago
20.7%
Chicago +
Cleveland
6.1%
White
Chicago
39.1%
Chicago +
Cleveland
36.7%
Black
Chicago
28.4%
Cleveland
46.8%
Cleveland +
Asian
Chicago
7.1%
Chicago +
Cleveland
2.3%
Hispanic
Chicago
29.6%
Chicago +
Cleveland
12.8%
Spanish at Home
Chicago
N/A
Cleveland
N/A
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Population | 2,707,648 | 367,523 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 36.3 | Chicago + |
| Foreign Born | 20.7% | 6.1% | Chicago + |
| White | 39.1% | 36.7% | Chicago + |
| Black | 28.4% | 46.8% | Cleveland + |
| Asian | 7.1% | 2.3% | Chicago + |
| Hispanic | 29.6% | 12.8% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Chicago +
Cleveland
$39,187
Per Capita Income
Chicago
$48,148
Chicago +
Cleveland
$27,078
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Cleveland
$58,300
Unemployment Rate
Chicago
7.9%
Chicago +
Cleveland
11.5%
Poverty Rate
Chicago
16.8%
Chicago +
Cleveland
30.8%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Cleveland
21.3%
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $39,187 | Chicago + |
| Per Capita Income | $48,148 | $27,078 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $58,300 | Chicago + |
| Unemployment Rate | 7.9% | 11.5% | Chicago + |
| Poverty Rate | 16.8% | 30.8% | Chicago + |
| Bachelor's Degree+ | 43.3% | 21.3% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Cleveland
$117,703
Cleveland +
Homeownership Rate
Chicago
45.5%
Chicago +
Cleveland
41.2%
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $117,703 | Cleveland + |
| Homeownership Rate | 45.5% | 41.2% | Chicago + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Cleveland
319
Cleveland +
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Cleveland
1866
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 319 | Cleveland + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1866 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Cleveland
42.2%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Chicago +
Cleveland
17.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Cleveland
19.6%
No Health Insurance
CDC PLACES
Chicago
13.6%
Cleveland
13.4%
Cleveland +
Binge Drinking
CDC PLACES
Chicago
19.0%
Cleveland
16.2%
Cleveland +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Cleveland
21.5%
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 42.2% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 17.7% | Chicago + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.6% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 13.4% | Cleveland + |
| Binge DrinkingCDC PLACES | 19.0% | 16.2% | Cleveland + |
| Current SmokersCDC PLACES | 11.9% | 21.5% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Cleveland
52.7°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Cleveland
36.4 in
Cleveland +
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 52.7°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 36.4 in | Cleveland + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Chicago +
Cleveland
10.3 µg/m³
Good Air Days
AQI ≤ 50
Chicago
55.0%
Cleveland
55.0%
Tie
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 10.3 µg/m³ | Chicago + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Cleveland
24.3 min
Cleveland +
| Metric | Chicago, IL | Cleveland, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 24.3 min | Cleveland + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while cleveland offers more affordable housing with a median home price of $117,703. On public safety, Cleveland is safer with a violent crime rate of 319 per 100,000 residents, compared to 344 in Chicago. Chicago has a lower unemployment rate at 7.9%, and Chicago has cleaner air (PM2.5 avg 9.4 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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