Chicago IL vs Concord NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Concord
106,518
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Concord
N/A
Median Age
Chicago
35.7
Chicago +
Concord
36.2
Foreign Born
Chicago
20.7%
Chicago +
Concord
12.5%
White
Chicago
39.1%
Concord
54.7%
Concord +
Black
Chicago
28.4%
Chicago +
Concord
22.1%
Asian
Chicago
7.1%
Chicago +
Concord
6.7%
Hispanic
Chicago
29.6%
Chicago +
Concord
15.8%
Spanish at Home
Chicago
N/A
Concord
N/A
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Population | 2,707,648 | 106,518 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 36.2 | Chicago + |
| Foreign Born | 20.7% | 12.5% | Chicago + |
| White | 39.1% | 54.7% | Concord + |
| Black | 28.4% | 22.1% | Chicago + |
| Asian | 7.1% | 6.7% | Chicago + |
| Hispanic | 29.6% | 15.8% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Concord
$84,752
Concord +
Per Capita Income
Chicago
$48,148
Chicago +
Concord
$40,763
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Concord
$59,120
Unemployment Rate
Chicago
7.9%
Concord
4.8%
Concord +
Poverty Rate
Chicago
16.8%
Concord
8.6%
Concord +
Bachelor's Degree+
Chicago
43.3%
Chicago +
Concord
41.7%
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $84,752 | Concord + |
| Per Capita Income | $48,148 | $40,763 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $59,120 | Chicago + |
| Unemployment Rate | 7.9% | 4.8% | Concord + |
| Poverty Rate | 16.8% | 8.6% | Concord + |
| Bachelor's Degree+ | 43.3% | 41.7% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Chicago +
Concord
$384,688
Homeownership Rate
Chicago
45.5%
Concord
66.4%
Concord +
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $384,688 | Chicago + |
| Homeownership Rate | 45.5% | 66.4% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Concord
398
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Concord
1999
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 398 | Chicago + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1999 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Concord
33.5%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Concord
10.6%
Concord +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Concord
16.6%
No Health Insurance
CDC PLACES
Chicago
13.6%
Concord
10.5%
Concord +
Binge Drinking
CDC PLACES
Chicago
19.0%
Concord
15.2%
Concord +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Concord
12.5%
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 33.5% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 10.6% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.6% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 10.5% | Concord + |
| Binge DrinkingCDC PLACES | 19.0% | 15.2% | Concord + |
| Current SmokersCDC PLACES | 11.9% | 12.5% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Concord
60.4°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Concord
45.9 in
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 60.4°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 45.9 in | Chicago + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Concord
8.7 µg/m³
Concord +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Concord
75.0%
Concord +
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.7 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Concord
29.7 min
Concord +
| Metric | Chicago, IL | Concord, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 29.7 min | Concord + |
Which City is Right for You?
Concord leads in median household income at $84,752, while chicago offers more affordable housing with a median home price of $324,183. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 398 in Concord. Concord has a lower unemployment rate at 4.8%, and Concord has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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