Chicago IL vs Dayton OH — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Dayton, OH
Ohio · Population: 136,741
- Median HH Income$43,454
- Median Home Price$138,867
- Unemployment9.7%
- Bachelor's+20.7%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Dayton
136,741
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Dayton
N/A
Median Age
Chicago
35.7
Dayton
34.2
Dayton +
Foreign Born
Chicago
20.7%
Chicago +
Dayton
5.0%
White
Chicago
39.1%
Dayton
51.3%
Dayton +
Black
Chicago
28.4%
Dayton
38.0%
Dayton +
Asian
Chicago
7.1%
Chicago +
Dayton
1.2%
Hispanic
Chicago
29.6%
Chicago +
Dayton
5.5%
Spanish at Home
Chicago
N/A
Dayton
N/A
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Population | 2,707,648 | 136,741 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 34.2 | Dayton + |
| Foreign Born | 20.7% | 5.0% | Chicago + |
| White | 39.1% | 51.3% | Dayton + |
| Black | 28.4% | 38.0% | Dayton + |
| Asian | 7.1% | 1.2% | Chicago + |
| Hispanic | 29.6% | 5.5% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Chicago +
Dayton
$43,454
Per Capita Income
Chicago
$48,148
Chicago +
Dayton
$26,381
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Dayton
$58,300
Unemployment Rate
Chicago
7.9%
Chicago +
Dayton
9.7%
Poverty Rate
Chicago
16.8%
Chicago +
Dayton
27.1%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Dayton
20.7%
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $43,454 | Chicago + |
| Per Capita Income | $48,148 | $26,381 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $58,300 | Chicago + |
| Unemployment Rate | 7.9% | 9.7% | Chicago + |
| Poverty Rate | 16.8% | 27.1% | Chicago + |
| Bachelor's Degree+ | 43.3% | 20.7% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Dayton
$138,867
Dayton +
Homeownership Rate
Chicago
45.5%
Dayton
48.2%
Dayton +
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $138,867 | Dayton + |
| Homeownership Rate | 45.5% | 48.2% | Dayton + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Dayton
319
Dayton +
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Dayton
1866
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 319 | Dayton + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1866 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Dayton
42.9%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Chicago +
Dayton
17.6%
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Dayton
21.6%
No Health Insurance
CDC PLACES
Chicago
13.6%
Dayton
11.2%
Dayton +
Binge Drinking
CDC PLACES
Chicago
19.0%
Dayton
14.6%
Dayton +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Dayton
20.5%
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 42.9% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 17.6% | Chicago + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 21.6% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 11.2% | Dayton + |
| Binge DrinkingCDC PLACES | 19.0% | 14.6% | Dayton + |
| Current SmokersCDC PLACES | 11.9% | 20.5% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Dayton
54.1°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Dayton
40.3 in
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 54.1°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 40.3 in | Chicago + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Chicago +
Dayton
10.3 µg/m³
Good Air Days
AQI ≤ 50
Chicago
55.0%
Dayton
55.0%
Tie
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 10.3 µg/m³ | Chicago + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Dayton
22.2 min
Dayton +
| Metric | Chicago, IL | Dayton, OH | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 22.2 min | Dayton + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while dayton offers more affordable housing with a median home price of $138,867. On public safety, Dayton is safer with a violent crime rate of 319 per 100,000 residents, compared to 344 in Chicago. Chicago has a lower unemployment rate at 7.9%, and Chicago has cleaner air (PM2.5 avg 9.4 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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