Chicago IL vs Dearborn MI — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Dearborn, MI
Michigan · Population: 107,846
- Median HH Income$65,192
- Median Home Price$248,262
- Unemployment6.8%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Dearborn
107,846
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Dearborn
N/A
Median Age
Chicago
35.7
Dearborn
32.6
Dearborn +
Foreign Born
Chicago
20.7%
Dearborn
29.4%
Dearborn +
White
Chicago
39.1%
Dearborn
88.0%
Dearborn +
Black
Chicago
28.4%
Chicago +
Dearborn
3.3%
Asian
Chicago
7.1%
Chicago +
Dearborn
2.0%
Hispanic
Chicago
29.6%
Chicago +
Dearborn
3.0%
Spanish at Home
Chicago
N/A
Dearborn
N/A
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Population | 2,707,648 | 107,846 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 32.6 | Dearborn + |
| Foreign Born | 20.7% | 29.4% | Dearborn + |
| White | 39.1% | 88.0% | Dearborn + |
| Black | 28.4% | 3.3% | Chicago + |
| Asian | 7.1% | 2.0% | Chicago + |
| Hispanic | 29.6% | 3.0% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Chicago +
Dearborn
$65,192
Per Capita Income
Chicago
$48,148
Chicago +
Dearborn
$29,900
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Dearborn
$58,052
Unemployment Rate
Chicago
7.9%
Dearborn
6.8%
Dearborn +
Poverty Rate
Chicago
16.8%
Chicago +
Dearborn
24.3%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Dearborn
34.3%
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $65,192 | Chicago + |
| Per Capita Income | $48,148 | $29,900 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $58,052 | Chicago + |
| Unemployment Rate | 7.9% | 6.8% | Dearborn + |
| Poverty Rate | 16.8% | 24.3% | Chicago + |
| Bachelor's Degree+ | 43.3% | 34.3% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Dearborn
$248,262
Dearborn +
Homeownership Rate
Chicago
45.5%
Dearborn
68.2%
Dearborn +
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $248,262 | Dearborn + |
| Homeownership Rate | 45.5% | 68.2% | Dearborn + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Dearborn
471
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Dearborn
1590
Dearborn +
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 471 | Chicago + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1590 | Dearborn + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Dearborn
33.7%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Dearborn
11.2%
Dearborn +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Dearborn
21.5%
No Health Insurance
CDC PLACES
Chicago
13.6%
Dearborn
8.2%
Dearborn +
Binge Drinking
CDC PLACES
Chicago
19.0%
Dearborn
17.1%
Dearborn +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Dearborn
18.2%
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 33.7% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 11.2% | Dearborn + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 21.5% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 8.2% | Dearborn + |
| Binge DrinkingCDC PLACES | 19.0% | 17.1% | Dearborn + |
| Current SmokersCDC PLACES | 11.9% | 18.2% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Dearborn
50.1°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Dearborn
33.9 in
Dearborn +
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 50.1°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 33.9 in | Dearborn + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Chicago +
Dearborn
10.7 µg/m³
Good Air Days
AQI ≤ 50
Chicago
55.0%
Dearborn
55.0%
Tie
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 10.7 µg/m³ | Chicago + |
| Good Air DaysAQI ≤ 50 | 55.0% | 55.0% | Tie |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Dearborn
22.8 min
Dearborn +
| Metric | Chicago, IL | Dearborn, MI | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 22.8 min | Dearborn + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while dearborn offers more affordable housing with a median home price of $248,262. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 471 in Dearborn. Dearborn has a lower unemployment rate at 6.8%, and Chicago has cleaner air (PM2.5 avg 9.4 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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