Chicago IL vs Durham NC — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Durham, NC
North Carolina · Population: 288,465
- Median HH Income$79,234
- Median Home Price$399,509
- Unemployment4.2%
- Bachelor's+55.7%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Durham
288,465
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Durham
N/A
Median Age
Chicago
35.7
Durham
34.8
Durham +
Foreign Born
Chicago
20.7%
Chicago +
Durham
15.3%
White
Chicago
39.1%
Durham
44.0%
Durham +
Black
Chicago
28.4%
Durham
34.4%
Durham +
Asian
Chicago
7.1%
Chicago +
Durham
5.6%
Hispanic
Chicago
29.6%
Chicago +
Durham
14.7%
Spanish at Home
Chicago
N/A
Durham
N/A
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Population | 2,707,648 | 288,465 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 34.8 | Durham + |
| Foreign Born | 20.7% | 15.3% | Chicago + |
| White | 39.1% | 44.0% | Durham + |
| Black | 28.4% | 34.4% | Durham + |
| Asian | 7.1% | 5.6% | Chicago + |
| Hispanic | 29.6% | 14.7% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Durham
$79,234
Durham +
Per Capita Income
Chicago
$48,148
Chicago +
Durham
$47,246
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Durham
$59,120
Unemployment Rate
Chicago
7.9%
Durham
4.2%
Durham +
Poverty Rate
Chicago
16.8%
Durham
12.2%
Durham +
Bachelor's Degree+
Chicago
43.3%
Durham
55.7%
Durham +
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $79,234 | Durham + |
| Per Capita Income | $48,148 | $47,246 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $59,120 | Chicago + |
| Unemployment Rate | 7.9% | 4.2% | Durham + |
| Poverty Rate | 16.8% | 12.2% | Durham + |
| Bachelor's Degree+ | 43.3% | 55.7% | Durham + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Chicago +
Durham
$399,509
Homeownership Rate
Chicago
45.5%
Durham
51.8%
Durham +
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $399,509 | Chicago + |
| Homeownership Rate | 45.5% | 51.8% | Durham + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Durham
398
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Durham
1999
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 398 | Chicago + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1999 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Durham
36.8%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Durham
10.2%
Durham +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Durham
16.2%
No Health Insurance
CDC PLACES
Chicago
13.6%
Durham
10.7%
Durham +
Binge Drinking
CDC PLACES
Chicago
19.0%
Durham
15.6%
Durham +
Current Smokers
CDC PLACES
Chicago
11.9%
Durham
11.2%
Durham +
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 36.8% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 10.2% | Durham + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.2% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 10.7% | Durham + |
| Binge DrinkingCDC PLACES | 19.0% | 15.6% | Durham + |
| Current SmokersCDC PLACES | 11.9% | 11.2% | Durham + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Durham
57.9°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Durham
47.8 in
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 57.9°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 47.8 in | Chicago + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Durham
8.7 µg/m³
Durham +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Durham
75.0%
Durham +
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.7 µg/m³ | Durham + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Durham + |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Durham
24.3 min
Durham +
| Metric | Chicago, IL | Durham, NC | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 24.3 min | Durham + |
Which City is Right for You?
Durham leads in median household income at $79,234, while chicago offers more affordable housing with a median home price of $324,183. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 398 in Durham. Durham has a lower unemployment rate at 4.2%, and Durham has cleaner air (PM2.5 avg 8.7 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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