Chicago IL vs Grand Rapids MI — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Chicago, IL

Illinois · Population: 2,707,648

  • Median HH Income$75,134
  • Median Home Price$324,183
  • Unemployment7.9%
  • Bachelor's+43.3%

Grand Rapids, MI

Michigan · Population: 197,768

  • Median HH Income$65,526
  • Median Home Price$309,801
  • Unemployment5.0%
  • Bachelor's+40.1%

Detailed Comparison

Demographics

Population
Chicago
2,707,648
Chicago +
Grand Rapids
197,768
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Grand Rapids
N/A
Median Age
Chicago
35.7
Grand Rapids
32.1
Grand Rapids +
Foreign Born
Chicago
20.7%
Chicago +
Grand Rapids
11.3%
White
Chicago
39.1%
Grand Rapids
61.0%
Grand Rapids +
Black
Chicago
28.4%
Chicago +
Grand Rapids
17.9%
Asian
Chicago
7.1%
Chicago +
Grand Rapids
2.9%
Hispanic
Chicago
29.6%
Chicago +
Grand Rapids
16.1%
Spanish at Home
Chicago
N/A
Grand Rapids
N/A

Economy

Median HH Income
Chicago
$75,134
Chicago +
Grand Rapids
$65,526
Per Capita Income
Chicago
$48,148
Chicago +
Grand Rapids
$33,953
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Chicago +
Grand Rapids
$58,052
Unemployment Rate
Chicago
7.9%
Grand Rapids
5.0%
Grand Rapids +
Poverty Rate
Chicago
16.8%
Chicago +
Grand Rapids
18.6%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Grand Rapids
40.1%

Housing

Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Grand Rapids
$309,801
Grand Rapids +
Homeownership Rate
Chicago
45.5%
Grand Rapids
54.6%
Grand Rapids +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Grand Rapids
471
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Grand Rapids
1590
Grand Rapids +

Health

Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Grand Rapids
36.4%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Grand Rapids
10.4%
Grand Rapids +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Grand Rapids
18.9%
No Health Insurance
CDC PLACES
Chicago
13.6%
Grand Rapids
9.9%
Grand Rapids +
Binge Drinking
CDC PLACES
Chicago
19.0%
Grand Rapids
17.6%
Grand Rapids +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Grand Rapids
14.0%

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Grand Rapids
49.1°F
Grand Rapids +
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Grand Rapids
38.3 in

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Chicago +
Grand Rapids
10.7 µg/m³
Good Air Days
AQI ≤ 50
Chicago
55.0%
Grand Rapids
55.0%
Tie

Commute

Mean Commute Time
Census ACS
Chicago
36.5 min
Grand Rapids
21.1 min
Grand Rapids +

Which City is Right for You?

Chicago leads in median household income at $75,134, while grand Rapids offers more affordable housing with a median home price of $309,801. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 471 in Grand Rapids. Grand Rapids has a lower unemployment rate at 5.0%, and Chicago has cleaner air (PM2.5 avg 9.4 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.

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About Chicago & Grand Rapids