Chicago IL vs Huntington Beach CA — Cost of Living, Crime & Income Comparison 2026

Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)

Chicago, IL

Illinois · Population: 2,707,648

  • Median HH Income$75,134
  • Median Home Price$324,183
  • Unemployment7.9%
  • Bachelor's+43.3%

Huntington Beach, CA

California · Population: 196,010

  • Median HH Income$119,885
  • Median Home Price$1,364,265
  • Unemployment5.4%
  • Bachelor's+47.2%

Detailed Comparison

Demographics

Population
Chicago
2,707,648
Chicago +
Huntington Beach
196,010
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Huntington Beach
N/A
Median Age
Chicago
35.7
Chicago +
Huntington Beach
43.4
Foreign Born
Chicago
20.7%
Chicago +
Huntington Beach
16.4%
White
Chicago
39.1%
Huntington Beach
64.3%
Huntington Beach +
Black
Chicago
28.4%
Chicago +
Huntington Beach
1.3%
Asian
Chicago
7.1%
Huntington Beach
12.6%
Huntington Beach +
Hispanic
Chicago
29.6%
Chicago +
Huntington Beach
19.4%
Spanish at Home
Chicago
N/A
Huntington Beach
N/A

Economy

Median HH Income
Chicago
$75,134
Huntington Beach
$119,885
Huntington Beach +
Per Capita Income
Chicago
$48,148
Huntington Beach
$62,450
Huntington Beach +
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Huntington Beach
$77,230
Huntington Beach +
Unemployment Rate
Chicago
7.9%
Huntington Beach
5.4%
Huntington Beach +
Poverty Rate
Chicago
16.8%
Huntington Beach
7.4%
Huntington Beach +
Bachelor's Degree+
Chicago
43.3%
Huntington Beach
47.2%
Huntington Beach +

Housing

Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Chicago +
Huntington Beach
$1,364,265
Homeownership Rate
Chicago
45.5%
Huntington Beach
55.8%
Huntington Beach +

Safety

Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Huntington Beach
503
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Huntington Beach
2388

Health

Obesity Rate
CDC PLACES
Chicago
32.6%
Huntington Beach
24.0%
Huntington Beach +
Diabetes Rate
CDC PLACES
Chicago
12.0%
Huntington Beach
10.2%
Huntington Beach +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Huntington Beach
16.2%
No Health Insurance
CDC PLACES
Chicago
13.6%
Huntington Beach
6.4%
Huntington Beach +
Binge Drinking
CDC PLACES
Chicago
19.0%
Huntington Beach
16.2%
Huntington Beach +
Current Smokers
CDC PLACES
Chicago
11.9%
Huntington Beach
8.9%
Huntington Beach +

Climate

Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Huntington Beach
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Huntington Beach
N/A

Air Quality

PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Huntington Beach
7.9 µg/m³
Huntington Beach +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Huntington Beach
75.0%
Huntington Beach +

Commute

Mean Commute Time
Census ACS
Chicago
36.5 min
Huntington Beach
31.2 min
Huntington Beach +

Which City is Right for You?

Huntington Beach leads in median household income at $119,885, while chicago offers more affordable housing with a median home price of $324,183. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Huntington Beach. Huntington Beach has a lower unemployment rate at 5.4%, and Huntington Beach has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Huntington Beach scores better with a lower obesity rate of 24.0%.

Compare More Cities

About Chicago & Huntington Beach