Chicago IL vs Lynchburg VA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Lynchburg, VA
Virginia · Population: 79,255
- Median HH Income$59,808
- Median Home Price$264,994
- Unemployment5.0%
- Bachelor's+38.5%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Lynchburg
79,255
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Lynchburg
N/A
Median Age
Chicago
35.7
Lynchburg
28.4
Lynchburg +
Foreign Born
Chicago
20.7%
Chicago +
Lynchburg
4.6%
White
Chicago
39.1%
Lynchburg
62.2%
Lynchburg +
Black
Chicago
28.4%
Chicago +
Lynchburg
27.7%
Asian
Chicago
7.1%
Chicago +
Lynchburg
2.2%
Hispanic
Chicago
29.6%
Chicago +
Lynchburg
5.0%
Spanish at Home
Chicago
N/A
Lynchburg
N/A
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Population | 2,707,648 | 79,255 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 28.4 | Lynchburg + |
| Foreign Born | 20.7% | 4.6% | Chicago + |
| White | 39.1% | 62.2% | Lynchburg + |
| Black | 28.4% | 27.7% | Chicago + |
| Asian | 7.1% | 2.2% | Chicago + |
| Hispanic | 29.6% | 5.0% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Chicago +
Lynchburg
$59,808
Per Capita Income
Chicago
$48,148
Chicago +
Lynchburg
$30,004
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Lynchburg
$69,581
Lynchburg +
Unemployment Rate
Chicago
7.9%
Lynchburg
5.0%
Lynchburg +
Poverty Rate
Chicago
16.8%
Chicago +
Lynchburg
17.4%
Bachelor's Degree+
Chicago
43.3%
Chicago +
Lynchburg
38.5%
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $59,808 | Chicago + |
| Per Capita Income | $48,148 | $30,004 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $69,581 | Lynchburg + |
| Unemployment Rate | 7.9% | 5.0% | Lynchburg + |
| Poverty Rate | 16.8% | 17.4% | Chicago + |
| Bachelor's Degree+ | 43.3% | 38.5% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Lynchburg
$264,994
Lynchburg +
Homeownership Rate
Chicago
45.5%
Lynchburg
49.1%
Lynchburg +
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $264,994 | Lynchburg + |
| Homeownership Rate | 45.5% | 49.1% | Lynchburg + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Lynchburg
240
Lynchburg +
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Lynchburg
1726
Lynchburg +
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 240 | Lynchburg + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 1726 | Lynchburg + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Lynchburg
37.1%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Lynchburg
11.9%
Lynchburg +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Lynchburg
19.4%
No Health Insurance
CDC PLACES
Chicago
13.6%
Lynchburg
9.1%
Lynchburg +
Binge Drinking
CDC PLACES
Chicago
19.0%
Lynchburg
14.8%
Lynchburg +
Current Smokers
CDC PLACES
Chicago
11.9%
Chicago +
Lynchburg
12.9%
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 37.1% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 11.9% | Lynchburg + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 19.4% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 9.1% | Lynchburg + |
| Binge DrinkingCDC PLACES | 19.0% | 14.8% | Lynchburg + |
| Current SmokersCDC PLACES | 11.9% | 12.9% | Chicago + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Chicago +
Lynchburg
54.8°F
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Chicago +
Lynchburg
41.5 in
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | 54.8°F | Chicago + |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | 41.5 in | Chicago + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Lynchburg
8.2 µg/m³
Lynchburg +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Lynchburg
75.0%
Lynchburg +
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 8.2 µg/m³ | Lynchburg + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Lynchburg + |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Lynchburg
18.5 min
Lynchburg +
| Metric | Chicago, IL | Lynchburg, VA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 18.5 min | Lynchburg + |
Which City is Right for You?
Chicago leads in median household income at $75,134, while lynchburg offers more affordable housing with a median home price of $264,994. On public safety, Lynchburg is safer with a violent crime rate of 240 per 100,000 residents, compared to 344 in Chicago. Lynchburg has a lower unemployment rate at 5.0%, and Lynchburg has cleaner air (PM2.5 avg 8.2 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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