Chicago IL vs Temecula CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Chicago, IL
Illinois · Population: 2,707,648
- Median HH Income$75,134
- Median Home Price$324,183
- Unemployment7.9%
- Bachelor's+43.3%
Temecula, CA
California · Population: 110,404
- Median HH Income$117,840
- Median Home Price$769,756
- Unemployment5.8%
- Bachelor's+39.2%
Detailed Comparison
Demographics
Population
Chicago
2,707,648
Chicago +
Temecula
110,404
Pop. Density / sq mi
Lower = more space
Chicago
N/A
Temecula
N/A
Median Age
Chicago
35.7
Chicago +
Temecula
36.3
Foreign Born
Chicago
20.7%
Chicago +
Temecula
16.6%
White
Chicago
39.1%
Temecula
57.0%
Temecula +
Black
Chicago
28.4%
Chicago +
Temecula
4.3%
Asian
Chicago
7.1%
Temecula
11.5%
Temecula +
Hispanic
Chicago
29.6%
Chicago +
Temecula
28.5%
Spanish at Home
Chicago
N/A
Temecula
N/A
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Population | 2,707,648 | 110,404 | Chicago + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 35.7 | 36.3 | Chicago + |
| Foreign Born | 20.7% | 16.6% | Chicago + |
| White | 39.1% | 57.0% | Temecula + |
| Black | 28.4% | 4.3% | Chicago + |
| Asian | 7.1% | 11.5% | Temecula + |
| Hispanic | 29.6% | 28.5% | Chicago + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Chicago
$75,134
Temecula
$117,840
Temecula +
Per Capita Income
Chicago
$48,148
Chicago +
Temecula
$44,826
Per Capita Personal Income (MSA)
BEA MSA-level
Chicago
$68,110
Temecula
$77,230
Temecula +
Unemployment Rate
Chicago
7.9%
Temecula
5.8%
Temecula +
Poverty Rate
Chicago
16.8%
Temecula
7.4%
Temecula +
Bachelor's Degree+
Chicago
43.3%
Chicago +
Temecula
39.2%
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Median HH Income | $75,134 | $117,840 | Temecula + |
| Per Capita Income | $48,148 | $44,826 | Chicago + |
| Per Capita Personal Income (MSA)BEA MSA-level | $68,110 | $77,230 | Temecula + |
| Unemployment Rate | 7.9% | 5.8% | Temecula + |
| Poverty Rate | 16.8% | 7.4% | Temecula + |
| Bachelor's Degree+ | 43.3% | 39.2% | Chicago + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Chicago
$324,183
Chicago +
Temecula
$769,756
Homeownership Rate
Chicago
45.5%
Temecula
67.7%
Temecula +
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $324,183 | $769,756 | Chicago + |
| Homeownership Rate | 45.5% | 67.7% | Temecula + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Chicago
344
Chicago +
Temecula
503
Property Crime / 100K
FBI CDE (state-level est.)
Chicago
1842
Chicago +
Temecula
2388
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 344 | 503 | Chicago + |
| Property Crime / 100KFBI CDE (state-level est.) | 1842 | 2388 | Chicago + |
Health
Obesity Rate
CDC PLACES
Chicago
32.6%
Chicago +
Temecula
33.0%
Diabetes Rate
CDC PLACES
Chicago
12.0%
Temecula
9.6%
Temecula +
Poor Mental Health
CDC PLACES — 14+ days/month
Chicago
16.0%
Chicago +
Temecula
16.6%
No Health Insurance
CDC PLACES
Chicago
13.6%
Temecula
6.8%
Temecula +
Binge Drinking
CDC PLACES
Chicago
19.0%
Temecula
15.9%
Temecula +
Current Smokers
CDC PLACES
Chicago
11.9%
Temecula
9.8%
Temecula +
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 32.6% | 33.0% | Chicago + |
| Diabetes RateCDC PLACES | 12.0% | 9.6% | Temecula + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.0% | 16.6% | Chicago + |
| No Health InsuranceCDC PLACES | 13.6% | 6.8% | Temecula + |
| Binge DrinkingCDC PLACES | 19.0% | 15.9% | Temecula + |
| Current SmokersCDC PLACES | 11.9% | 9.8% | Temecula + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Chicago
49.2°F
Temecula
N/A
Annual Precipitation
NOAA 1991–2020 normal
Chicago
37.8 in
Temecula
N/A
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 49.2°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 37.8 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Chicago
9.4 µg/m³
Temecula
7.9 µg/m³
Temecula +
Good Air Days
AQI ≤ 50
Chicago
55.0%
Temecula
75.0%
Temecula +
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.4 µg/m³ | 7.9 µg/m³ | Temecula + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Temecula + |
Commute
Mean Commute Time
Census ACS
Chicago
36.5 min
Chicago +
Temecula
38.7 min
| Metric | Chicago, IL | Temecula, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 36.5 min | 38.7 min | Chicago + |
Which City is Right for You?
Temecula leads in median household income at $117,840, while chicago offers more affordable housing with a median home price of $324,183. On public safety, Chicago is safer with a violent crime rate of 344 per 100,000 residents, compared to 503 in Temecula. Temecula has a lower unemployment rate at 5.8%, and Temecula has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Chicago scores better with a lower obesity rate of 32.6%.
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