Columbia MO vs Fargo ND — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Columbia, MO
Missouri · Population: 127,200
- Median HH Income$64,488
- Median Home Price$323,876
- Unemployment3.9%
- Bachelor's+56.5%
Fargo, ND
North Dakota · Population: 129,064
- Median HH Income$66,029
- Median Home Price$318,584
- Unemployment3.9%
- Bachelor's+43.2%
Detailed Comparison
Demographics
Population
Columbia
127,200
Fargo
129,064
Fargo +
Pop. Density / sq mi
Lower = more space
Columbia
N/A
Fargo
N/A
Median Age
Columbia
29.2
Columbia +
Fargo
32.2
Foreign Born
Columbia
8.1%
Fargo
9.7%
Fargo +
White
Columbia
74.3%
Fargo
80.8%
Fargo +
Black
Columbia
12.1%
Columbia +
Fargo
8.3%
Asian
Columbia
6.1%
Columbia +
Fargo
3.9%
Hispanic
Columbia
4.3%
Columbia +
Fargo
3.7%
Spanish at Home
Columbia
N/A
Fargo
N/A
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Population | 127,200 | 129,064 | Fargo + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 29.2 | 32.2 | Columbia + |
| Foreign Born | 8.1% | 9.7% | Fargo + |
| White | 74.3% | 80.8% | Fargo + |
| Black | 12.1% | 8.3% | Columbia + |
| Asian | 6.1% | 3.9% | Columbia + |
| Hispanic | 4.3% | 3.7% | Columbia + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Columbia
$64,488
Fargo
$66,029
Fargo +
Per Capita Income
Columbia
$37,359
Fargo
$42,212
Fargo +
Per Capita Personal Income (MSA)
BEA MSA-level
Columbia
$58,527
Fargo
$71,089
Fargo +
Unemployment Rate
Columbia
3.9%
Fargo
3.9%
Fargo +
Poverty Rate
Columbia
20.0%
Fargo
12.8%
Fargo +
Bachelor's Degree+
Columbia
56.5%
Columbia +
Fargo
43.2%
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Median HH Income | $64,488 | $66,029 | Fargo + |
| Per Capita Income | $37,359 | $42,212 | Fargo + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $71,089 | Fargo + |
| Unemployment Rate | 3.9% | 3.9% | Fargo + |
| Poverty Rate | 20.0% | 12.8% | Fargo + |
| Bachelor's Degree+ | 56.5% | 43.2% | Columbia + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Columbia
$323,876
Fargo
$318,584
Fargo +
Homeownership Rate
Columbia
49.4%
Columbia +
Fargo
44.1%
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $323,876 | $318,584 | Fargo + |
| Homeownership Rate | 49.4% | 44.1% | Columbia + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Columbia
501
Fargo
288
Fargo +
Property Crime / 100K
FBI CDE (state-level est.)
Columbia
2418
Fargo
2037
Fargo +
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 288 | Fargo + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 2037 | Fargo + |
Health
Obesity Rate
CDC PLACES
Columbia
30.1%
Columbia +
Fargo
34.3%
Diabetes Rate
CDC PLACES
Columbia
8.5%
Fargo
8.1%
Fargo +
Poor Mental Health
CDC PLACES — 14+ days/month
Columbia
19.1%
Fargo
14.5%
Fargo +
No Health Insurance
CDC PLACES
Columbia
8.4%
Fargo
6.8%
Fargo +
Binge Drinking
CDC PLACES
Columbia
18.5%
Columbia +
Fargo
21.5%
Current Smokers
CDC PLACES
Columbia
12.4%
Fargo
11.8%
Fargo +
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | 34.3% | Columbia + |
| Diabetes RateCDC PLACES | 8.5% | 8.1% | Fargo + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.1% | 14.5% | Fargo + |
| No Health InsuranceCDC PLACES | 8.4% | 6.8% | Fargo + |
| Binge DrinkingCDC PLACES | 18.5% | 21.5% | Columbia + |
| Current SmokersCDC PLACES | 12.4% | 11.8% | Fargo + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Columbia
56.0°F
Fargo
42.4°F
Fargo +
Annual Precipitation
NOAA 1991–2020 normal
Columbia
46.3 in
Fargo
22.6 in
Fargo +
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 56.0°F | 42.4°F | Fargo + |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | 22.6 in | Fargo + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Columbia
9.3 µg/m³
Fargo
8.6 µg/m³
Fargo +
Good Air Days
AQI ≤ 50
Columbia
55.0%
Fargo
75.0%
Fargo +
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 8.6 µg/m³ | Fargo + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Fargo + |
Commute
Mean Commute Time
Census ACS
Columbia
18.2 min
Fargo
17.3 min
Fargo +
| Metric | Columbia, MO | Fargo, ND | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.2 min | 17.3 min | Fargo + |
Which City is Right for You?
Fargo leads in median household income at $66,029, while fargo offers more affordable housing with a median home price of $318,584. On public safety, Fargo is safer with a violent crime rate of 288 per 100,000 residents, compared to 501 in Columbia. Fargo has a lower unemployment rate at 3.9%, and Fargo has cleaner air (PM2.5 avg 8.6 µg/m³). For overall health outcomes, Columbia scores better with a lower obesity rate of 30.1%.
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