Columbia MO vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Columbia, MO
Missouri · Population: 127,200
- Median HH Income$64,488
- Median Home Price$323,876
- Unemployment3.9%
- Bachelor's+56.5%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Columbia
127,200
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Columbia
N/A
Saint Paul
N/A
Median Age
Columbia
29.2
Columbia +
Saint Paul
33.5
Foreign Born
Columbia
8.1%
Saint Paul
18.7%
Saint Paul +
White
Columbia
74.3%
Columbia +
Saint Paul
53.2%
Black
Columbia
12.1%
Saint Paul
16.2%
Saint Paul +
Asian
Columbia
6.1%
Saint Paul
17.9%
Saint Paul +
Hispanic
Columbia
4.3%
Saint Paul
9.1%
Saint Paul +
Spanish at Home
Columbia
N/A
Saint Paul
N/A
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 127,200 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 29.2 | 33.5 | Columbia + |
| Foreign Born | 8.1% | 18.7% | Saint Paul + |
| White | 74.3% | 53.2% | Columbia + |
| Black | 12.1% | 16.2% | Saint Paul + |
| Asian | 6.1% | 17.9% | Saint Paul + |
| Hispanic | 4.3% | 9.1% | Saint Paul + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Columbia
$64,488
Saint Paul
$73,055
Saint Paul +
Per Capita Income
Columbia
$37,359
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Columbia
$58,527
Saint Paul
$69,467
Saint Paul +
Unemployment Rate
Columbia
3.9%
Columbia +
Saint Paul
4.9%
Poverty Rate
Columbia
20.0%
Saint Paul
15.8%
Saint Paul +
Bachelor's Degree+
Columbia
56.5%
Columbia +
Saint Paul
43.5%
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $64,488 | $73,055 | Saint Paul + |
| Per Capita Income | $37,359 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $58,527 | $69,467 | Saint Paul + |
| Unemployment Rate | 3.9% | 4.9% | Columbia + |
| Poverty Rate | 20.0% | 15.8% | Saint Paul + |
| Bachelor's Degree+ | 56.5% | 43.5% | Columbia + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Columbia
$323,876
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Columbia
49.4%
Saint Paul
53.2%
Saint Paul +
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $323,876 | $297,021 | Saint Paul + |
| Homeownership Rate | 49.4% | 53.2% | Saint Paul + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Columbia
501
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Columbia
2418
Saint Paul
1992
Saint Paul +
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 501 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 2418 | 1992 | Saint Paul + |
Health
Obesity Rate
CDC PLACES
Columbia
30.1%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Columbia
8.5%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Columbia
19.1%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Columbia
8.4%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Columbia
18.5%
Saint Paul
N/A
Current Smokers
CDC PLACES
Columbia
12.4%
Saint Paul
N/A
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 30.1% | N/A | - |
| Diabetes RateCDC PLACES | 8.5% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 19.1% | N/A | - |
| No Health InsuranceCDC PLACES | 8.4% | N/A | - |
| Binge DrinkingCDC PLACES | 18.5% | N/A | - |
| Current SmokersCDC PLACES | 12.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Columbia
56.0°F
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Columbia
46.3 in
Saint Paul
N/A
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 56.0°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 46.3 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Columbia
9.3 µg/m³
Saint Paul
8.1 µg/m³
Saint Paul +
Good Air Days
AQI ≤ 50
Columbia
55.0%
Saint Paul
75.0%
Saint Paul +
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 9.3 µg/m³ | 8.1 µg/m³ | Saint Paul + |
| Good Air DaysAQI ≤ 50 | 55.0% | 75.0% | Saint Paul + |
Commute
Mean Commute Time
Census ACS
Columbia
18.2 min
Columbia +
Saint Paul
24.1 min
| Metric | Columbia, MO | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 18.2 min | 24.1 min | Columbia + |
Which City is Right for You?
Saint Paul leads in median household income at $73,055, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 501 in Columbia. Columbia has a lower unemployment rate at 3.9%, and Saint Paul has cleaner air (PM2.5 avg 8.1 µg/m³).
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