Concord CA vs Indianapolis IN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Indianapolis, IN
Indiana · Population: 882,043
- Median HH Income$62,995
- Median Home Price$232,133
- Unemployment5.2%
- Bachelor's+34.2%
Detailed Comparison
Demographics
Population
Concord
124,260
Indianapolis
882,043
Indianapolis +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Indianapolis
N/A
Median Age
Concord
38.6
Indianapolis
34.1
Indianapolis +
Foreign Born
Concord
25.6%
Concord +
Indianapolis
11.6%
White
Concord
48.1%
Indianapolis
53.6%
Indianapolis +
Black
Concord
3.9%
Indianapolis
28.1%
Indianapolis +
Asian
Concord
13.5%
Concord +
Indianapolis
4.1%
Hispanic
Concord
32.3%
Concord +
Indianapolis
13.3%
Spanish at Home
Concord
N/A
Indianapolis
N/A
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Population | 124,260 | 882,043 | Indianapolis + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 34.1 | Indianapolis + |
| Foreign Born | 25.6% | 11.6% | Concord + |
| White | 48.1% | 53.6% | Indianapolis + |
| Black | 3.9% | 28.1% | Indianapolis + |
| Asian | 13.5% | 4.1% | Concord + |
| Hispanic | 32.3% | 13.3% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Indianapolis
$62,995
Per Capita Income
Concord
$49,514
Concord +
Indianapolis
$36,194
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Indianapolis
$58,697
Unemployment Rate
Concord
4.9%
Concord +
Indianapolis
5.2%
Poverty Rate
Concord
8.9%
Concord +
Indianapolis
15.7%
Bachelor's Degree+
Concord
37.8%
Concord +
Indianapolis
34.2%
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $62,995 | Concord + |
| Per Capita Income | $49,514 | $36,194 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $58,697 | Concord + |
| Unemployment Rate | 4.9% | 5.2% | Concord + |
| Poverty Rate | 8.9% | 15.7% | Concord + |
| Bachelor's Degree+ | 37.8% | 34.2% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Indianapolis
$232,133
Indianapolis +
Homeownership Rate
Concord
61.4%
Concord +
Indianapolis
55.3%
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $232,133 | Indianapolis + |
| Homeownership Rate | 61.4% | 55.3% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Indianapolis
370
Indianapolis +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Indianapolis
1719
Indianapolis +
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 370 | Indianapolis + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1719 | Indianapolis + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Indianapolis
N/A
Diabetes Rate
CDC PLACES
Concord
10.8%
Indianapolis
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Indianapolis
N/A
No Health Insurance
CDC PLACES
Concord
9.3%
Indianapolis
N/A
Binge Drinking
CDC PLACES
Concord
16.2%
Indianapolis
N/A
Current Smokers
CDC PLACES
Concord
10.4%
Indianapolis
N/A
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | N/A | - |
| Diabetes RateCDC PLACES | 10.8% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | N/A | - |
| No Health InsuranceCDC PLACES | 9.3% | N/A | - |
| Binge DrinkingCDC PLACES | 16.2% | N/A | - |
| Current SmokersCDC PLACES | 10.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Indianapolis
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Concord +
Indianapolis
41.8 in
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 41.8 in | Concord + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
Indianapolis
10.1 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
Indianapolis
55.0%
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 10.1 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Indianapolis
25.8 min
Indianapolis +
| Metric | Concord, CA | Indianapolis, IN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 25.8 min | Indianapolis + |
Which City is Right for You?
Concord leads in median household income at $109,195, while indianapolis offers more affordable housing with a median home price of $232,133. On public safety, Indianapolis is safer with a violent crime rate of 370 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³).
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