Concord CA vs Montgomery AL — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Montgomery, AL
Alabama · Population: 198,440
- Median HH Income$55,687
- Median Home Price$151,721
- Unemployment6.5%
- Bachelor's+33.5%
Detailed Comparison
Demographics
Population
Concord
124,260
Montgomery
198,440
Montgomery +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Montgomery
N/A
Median Age
Concord
38.6
Montgomery
36.2
Montgomery +
Foreign Born
Concord
25.6%
Concord +
Montgomery
5.5%
White
Concord
48.1%
Concord +
Montgomery
27.7%
Black
Concord
3.9%
Montgomery
63.0%
Montgomery +
Asian
Concord
13.5%
Concord +
Montgomery
3.3%
Hispanic
Concord
32.3%
Concord +
Montgomery
4.8%
Spanish at Home
Concord
N/A
Montgomery
N/A
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Population | 124,260 | 198,440 | Montgomery + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 36.2 | Montgomery + |
| Foreign Born | 25.6% | 5.5% | Concord + |
| White | 48.1% | 27.7% | Concord + |
| Black | 3.9% | 63.0% | Montgomery + |
| Asian | 13.5% | 3.3% | Concord + |
| Hispanic | 32.3% | 4.8% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Montgomery
$55,687
Per Capita Income
Concord
$49,514
Concord +
Montgomery
$32,068
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Montgomery
$51,690
Unemployment Rate
Concord
4.9%
Concord +
Montgomery
6.5%
Poverty Rate
Concord
8.9%
Concord +
Montgomery
20.9%
Bachelor's Degree+
Concord
37.8%
Concord +
Montgomery
33.5%
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $55,687 | Concord + |
| Per Capita Income | $49,514 | $32,068 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $51,690 | Concord + |
| Unemployment Rate | 4.9% | 6.5% | Concord + |
| Poverty Rate | 8.9% | 20.9% | Concord + |
| Bachelor's Degree+ | 37.8% | 33.5% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Montgomery
$151,721
Montgomery +
Homeownership Rate
Concord
61.4%
Concord +
Montgomery
54.3%
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $151,721 | Montgomery + |
| Homeownership Rate | 61.4% | 54.3% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Montgomery
400
Montgomery +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Montgomery
1734
Montgomery +
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 400 | Montgomery + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1734 | Montgomery + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Concord +
Montgomery
46.4%
Diabetes Rate
CDC PLACES
Concord
10.8%
Concord +
Montgomery
16.7%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Montgomery
17.6%
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Montgomery
11.0%
Binge Drinking
CDC PLACES
Concord
16.2%
Montgomery
12.4%
Montgomery +
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
Montgomery
15.3%
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 46.4% | Concord + |
| Diabetes RateCDC PLACES | 10.8% | 16.7% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 17.6% | Concord + |
| No Health InsuranceCDC PLACES | 9.3% | 11.0% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 12.4% | Montgomery + |
| Current SmokersCDC PLACES | 10.4% | 15.3% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Concord +
Montgomery
64.5°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Concord +
Montgomery
52.8 in
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 64.5°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 52.8 in | Concord + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
Montgomery
8.8 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Montgomery
75.0%
Tie
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.8 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Montgomery
22.0 min
Montgomery +
| Metric | Concord, CA | Montgomery, AL | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 22.0 min | Montgomery + |
Which City is Right for You?
Concord leads in median household income at $109,195, while montgomery offers more affordable housing with a median home price of $151,721. On public safety, Montgomery is safer with a violent crime rate of 400 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 29.1%.
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