Concord CA vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Concord
124,260
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Oceanside
N/A
Median Age
Concord
38.6
Oceanside
38.1
Oceanside +
Foreign Born
Concord
25.6%
Concord +
Oceanside
20.9%
White
Concord
48.1%
Oceanside
52.9%
Oceanside +
Black
Concord
3.9%
Oceanside
4.2%
Oceanside +
Asian
Concord
13.5%
Concord +
Oceanside
7.4%
Hispanic
Concord
32.3%
Oceanside
38.5%
Oceanside +
Spanish at Home
Concord
N/A
Oceanside
N/A
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Population | 124,260 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 38.1 | Oceanside + |
| Foreign Born | 25.6% | 20.9% | Concord + |
| White | 48.1% | 52.9% | Oceanside + |
| Black | 3.9% | 4.2% | Oceanside + |
| Asian | 13.5% | 7.4% | Concord + |
| Hispanic | 32.3% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Oceanside
$93,724
Per Capita Income
Concord
$49,514
Concord +
Oceanside
$43,094
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Oceanside
$77,230
Tie
Unemployment Rate
Concord
4.9%
Concord +
Oceanside
5.4%
Poverty Rate
Concord
8.9%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Concord
37.8%
Concord +
Oceanside
34.3%
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $93,724 | Concord + |
| Per Capita Income | $49,514 | $43,094 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 4.9% | 5.4% | Concord + |
| Poverty Rate | 8.9% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 37.8% | 34.3% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Concord +
Oceanside
$877,452
Homeownership Rate
Concord
61.4%
Concord +
Oceanside
58.5%
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $877,452 | Concord + |
| Homeownership Rate | 61.4% | 58.5% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Oceanside
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Oceanside
2388
Tie
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Concord
10.8%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Oceanside
9.7%
Binge Drinking
CDC PLACES
Concord
16.2%
Concord +
Oceanside
16.5%
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
Oceanside
10.6%
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 10.8% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.9% | Concord + |
| No Health InsuranceCDC PLACES | 9.3% | 9.7% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 16.5% | Concord + |
| Current SmokersCDC PLACES | 10.4% | 10.6% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Oceanside
55.3°F
Oceanside +
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Concord +
Oceanside
20.7 in
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 55.3°F | Oceanside + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 20.7 in | Concord + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Oceanside
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Concord
75.0%
Oceanside
75.0%
Tie
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Oceanside
31.8 min
Oceanside +
| Metric | Concord, CA | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 31.8 min | Oceanside + |
Which City is Right for You?
Concord leads in median household income at $109,195, while concord offers more affordable housing with a median home price of $739,280. On public safety, Oceanside is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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