Concord CA vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Concord
124,260
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Oxnard
N/A
Median Age
Concord
38.6
Oxnard
34.0
Oxnard +
Foreign Born
Concord
25.6%
Oxnard
33.8%
Oxnard +
White
Concord
48.1%
Concord +
Oxnard
36.9%
Black
Concord
3.9%
Concord +
Oxnard
1.8%
Asian
Concord
13.5%
Concord +
Oxnard
6.6%
Hispanic
Concord
32.3%
Oxnard
77.0%
Oxnard +
Spanish at Home
Concord
N/A
Oxnard
N/A
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Population | 124,260 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 34.0 | Oxnard + |
| Foreign Born | 25.6% | 33.8% | Oxnard + |
| White | 48.1% | 36.9% | Concord + |
| Black | 3.9% | 1.8% | Concord + |
| Asian | 13.5% | 6.6% | Concord + |
| Hispanic | 32.3% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Oxnard
$93,372
Per Capita Income
Concord
$49,514
Concord +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Oxnard
$77,230
Tie
Unemployment Rate
Concord
4.9%
Concord +
Oxnard
6.6%
Poverty Rate
Concord
8.9%
Concord +
Oxnard
10.8%
Bachelor's Degree+
Concord
37.8%
Concord +
Oxnard
19.6%
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $93,372 | Concord + |
| Per Capita Income | $49,514 | $30,413 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 4.9% | 6.6% | Concord + |
| Poverty Rate | 8.9% | 10.8% | Concord + |
| Bachelor's Degree+ | 37.8% | 19.6% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Concord +
Oxnard
$765,773
Homeownership Rate
Concord
61.4%
Concord +
Oxnard
53.9%
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $765,773 | Concord + |
| Homeownership Rate | 61.4% | 53.9% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Oxnard
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Oxnard
2388
Tie
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Concord
10.8%
Concord +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Concord
16.2%
Oxnard
15.6%
Oxnard +
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
Oxnard
12.0%
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 10.8% | 12.8% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 17.9% | Concord + |
| No Health InsuranceCDC PLACES | 9.3% | 19.2% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 15.6% | Oxnard + |
| Current SmokersCDC PLACES | 10.4% | 12.0% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Oxnard
61.2°F
Oxnard +
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Oxnard
15.3 in
Oxnard +
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 61.2°F | Oxnard + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Oxnard
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Concord
75.0%
Oxnard
75.0%
Tie
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Oxnard
27.1 min
Oxnard +
| Metric | Concord, CA | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 27.1 min | Oxnard + |
Which City is Right for You?
Concord leads in median household income at $109,195, while concord offers more affordable housing with a median home price of $739,280. On public safety, Oxnard is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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