Concord CA vs Plano TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Plano, TX
Texas · Population: 287,339
- Median HH Income$108,649
- Median Home Price$507,575
- Unemployment4.1%
- Bachelor's+59.2%
Detailed Comparison
Demographics
Population
Concord
124,260
Plano
287,339
Plano +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Plano
N/A
Median Age
Concord
38.6
Concord +
Plano
39.3
Foreign Born
Concord
25.6%
Plano
28.7%
Plano +
White
Concord
48.1%
Plano
53.2%
Plano +
Black
Concord
3.9%
Plano
9.0%
Plano +
Asian
Concord
13.5%
Plano
22.6%
Plano +
Hispanic
Concord
32.3%
Concord +
Plano
16.2%
Spanish at Home
Concord
N/A
Plano
N/A
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Population | 124,260 | 287,339 | Plano + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 39.3 | Concord + |
| Foreign Born | 25.6% | 28.7% | Plano + |
| White | 48.1% | 53.2% | Plano + |
| Black | 3.9% | 9.0% | Plano + |
| Asian | 13.5% | 22.6% | Plano + |
| Hispanic | 32.3% | 16.2% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Plano
$108,649
Per Capita Income
Concord
$49,514
Plano
$57,753
Plano +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Plano
$63,758
Unemployment Rate
Concord
4.9%
Plano
4.1%
Plano +
Poverty Rate
Concord
8.9%
Plano
7.1%
Plano +
Bachelor's Degree+
Concord
37.8%
Plano
59.2%
Plano +
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $108,649 | Concord + |
| Per Capita Income | $49,514 | $57,753 | Plano + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $63,758 | Concord + |
| Unemployment Rate | 4.9% | 4.1% | Plano + |
| Poverty Rate | 8.9% | 7.1% | Plano + |
| Bachelor's Degree+ | 37.8% | 59.2% | Plano + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Plano
$507,575
Plano +
Homeownership Rate
Concord
61.4%
Concord +
Plano
56.6%
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $507,575 | Plano + |
| Homeownership Rate | 61.4% | 56.6% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Plano
442
Plano +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Plano
2339
Plano +
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 442 | Plano + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2339 | Plano + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Concord +
Plano
31.2%
Diabetes Rate
CDC PLACES
Concord
10.8%
Plano
9.9%
Plano +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Plano
14.0%
Plano +
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Plano
10.3%
Binge Drinking
CDC PLACES
Concord
16.2%
Concord +
Plano
16.4%
Current Smokers
CDC PLACES
Concord
10.4%
Plano
8.8%
Plano +
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 31.2% | Concord + |
| Diabetes RateCDC PLACES | 10.8% | 9.9% | Plano + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 14.0% | Plano + |
| No Health InsuranceCDC PLACES | 9.3% | 10.3% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 16.4% | Concord + |
| Current SmokersCDC PLACES | 10.4% | 8.8% | Plano + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Plano
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Plano
N/A
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
Plano
9.2 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
Plano
55.0%
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 9.2 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Plano
27.6 min
Plano +
| Metric | Concord, CA | Plano, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 27.6 min | Plano + |
Which City is Right for You?
Concord leads in median household income at $109,195, while plano offers more affordable housing with a median home price of $507,575. On public safety, Plano is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Concord. Plano has a lower unemployment rate at 4.1%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 29.1%.
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