Concord CA vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Concord
124,260
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Saint Paul
N/A
Median Age
Concord
38.6
Saint Paul
33.5
Saint Paul +
Foreign Born
Concord
25.6%
Concord +
Saint Paul
18.7%
White
Concord
48.1%
Saint Paul
53.2%
Saint Paul +
Black
Concord
3.9%
Saint Paul
16.2%
Saint Paul +
Asian
Concord
13.5%
Saint Paul
17.9%
Saint Paul +
Hispanic
Concord
32.3%
Concord +
Saint Paul
9.1%
Spanish at Home
Concord
N/A
Saint Paul
N/A
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 124,260 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 33.5 | Saint Paul + |
| Foreign Born | 25.6% | 18.7% | Concord + |
| White | 48.1% | 53.2% | Saint Paul + |
| Black | 3.9% | 16.2% | Saint Paul + |
| Asian | 13.5% | 17.9% | Saint Paul + |
| Hispanic | 32.3% | 9.1% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Saint Paul
$73,055
Per Capita Income
Concord
$49,514
Concord +
Saint Paul
$41,594
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Saint Paul
$69,467
Unemployment Rate
Concord
4.9%
Concord +
Saint Paul
4.9%
Poverty Rate
Concord
8.9%
Concord +
Saint Paul
15.8%
Bachelor's Degree+
Concord
37.8%
Saint Paul
43.5%
Saint Paul +
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $73,055 | Concord + |
| Per Capita Income | $49,514 | $41,594 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $69,467 | Concord + |
| Unemployment Rate | 4.9% | 4.9% | Concord + |
| Poverty Rate | 8.9% | 15.8% | Concord + |
| Bachelor's Degree+ | 37.8% | 43.5% | Saint Paul + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Concord
61.4%
Concord +
Saint Paul
53.2%
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $297,021 | Saint Paul + |
| Homeownership Rate | 61.4% | 53.2% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Saint Paul
1992
Saint Paul +
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 1992 | Saint Paul + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Concord
10.8%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Concord
9.3%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Concord
16.2%
Saint Paul
N/A
Current Smokers
CDC PLACES
Concord
10.4%
Saint Paul
N/A
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | N/A | - |
| Diabetes RateCDC PLACES | 10.8% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | N/A | - |
| No Health InsuranceCDC PLACES | 9.3% | N/A | - |
| Binge DrinkingCDC PLACES | 16.2% | N/A | - |
| Current SmokersCDC PLACES | 10.4% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Saint Paul
N/A
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
Saint Paul
8.1 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Saint Paul
75.0%
Tie
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 8.1 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Saint Paul
24.1 min
Saint Paul +
| Metric | Concord, CA | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 24.1 min | Saint Paul + |
Which City is Right for You?
Concord leads in median household income at $109,195, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 503 in Concord. Concord has a lower unemployment rate at 4.9%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³).
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