Concord CA vs San Jose CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Detailed Comparison
Demographics
Population
Concord
124,260
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Concord
N/A
San Jose
N/A
Median Age
Concord
38.6
San Jose
38.1
San Jose +
Foreign Born
Concord
25.6%
San Jose
41.6%
San Jose +
White
Concord
48.1%
Concord +
San Jose
29.0%
Black
Concord
3.9%
Concord +
San Jose
2.9%
Asian
Concord
13.5%
San Jose
38.6%
San Jose +
Hispanic
Concord
32.3%
Concord +
San Jose
30.9%
Spanish at Home
Concord
N/A
San Jose
N/A
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Population | 124,260 | 990,054 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 38.1 | San Jose + |
| Foreign Born | 25.6% | 41.6% | San Jose + |
| White | 48.1% | 29.0% | Concord + |
| Black | 3.9% | 2.9% | Concord + |
| Asian | 13.5% | 38.6% | San Jose + |
| Hispanic | 32.3% | 30.9% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
San Jose
$141,565
San Jose +
Per Capita Income
Concord
$49,514
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
San Jose
$77,230
Tie
Unemployment Rate
Concord
4.9%
San Jose
4.7%
San Jose +
Poverty Rate
Concord
8.9%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Concord
37.8%
San Jose
46.5%
San Jose +
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $141,565 | San Jose + |
| Per Capita Income | $49,514 | $63,253 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $77,230 | Tie |
| Unemployment Rate | 4.9% | 4.7% | San Jose + |
| Poverty Rate | 8.9% | 7.8% | San Jose + |
| Bachelor's Degree+ | 37.8% | 46.5% | San Jose + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Concord +
San Jose
$1,452,609
Homeownership Rate
Concord
61.4%
Concord +
San Jose
56.0%
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $1,452,609 | Concord + |
| Homeownership Rate | 61.4% | 56.0% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
San Jose
503
Tie
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
San Jose
2388
Tie
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 503 | Tie |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2388 | Tie |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
Concord
10.8%
Concord +
San Jose
11.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
Concord
9.3%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
Concord
16.2%
San Jose
13.0%
San Jose +
Current Smokers
CDC PLACES
Concord
10.4%
San Jose
9.4%
San Jose +
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 23.7% | San Jose + |
| Diabetes RateCDC PLACES | 10.8% | 11.1% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 14.9% | San Jose + |
| No Health InsuranceCDC PLACES | 9.3% | 9.1% | San Jose + |
| Binge DrinkingCDC PLACES | 16.2% | 13.0% | San Jose + |
| Current SmokersCDC PLACES | 10.4% | 9.4% | San Jose + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
San Jose
61.5°F
San Jose +
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
San Jose
14.9 in
San Jose +
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 61.5°F | San Jose + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 14.9 in | San Jose + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
San Jose
7.9 µg/m³
Tie
Good Air Days
AQI ≤ 50
Concord
75.0%
San Jose
75.0%
Tie
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 7.9 µg/m³ | Tie |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
San Jose
30.4 min
San Jose +
| Metric | Concord, CA | San Jose, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 30.4 min | San Jose + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while concord offers more affordable housing with a median home price of $739,280. On public safety, San Jose is safer with a violent crime rate of 503 per 100,000 residents, compared to 503 in Concord. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.
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