Concord CA vs St. Charles MO — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
St. Charles, MO
Missouri · Population: 71,542
- Median HH Income$55,578
- Median Home Price$144,200
- Unemployment4.7%
- Bachelor's+22.7%
Detailed Comparison
Demographics
Population
Concord
124,260
Concord +
St. Charles
71,542
Pop. Density / sq mi
Lower = more space
Concord
N/A
St. Charles
N/A
Median Age
Concord
38.6
St. Charles
37.9
St. Charles +
Foreign Born
Concord
25.6%
Concord +
St. Charles
4.2%
White
Concord
48.1%
St. Charles
80.4%
St. Charles +
Black
Concord
3.9%
St. Charles
6.7%
St. Charles +
Asian
Concord
13.5%
Concord +
St. Charles
1.4%
Hispanic
Concord
32.3%
Concord +
St. Charles
7.7%
Spanish at Home
Concord
N/A
St. Charles
N/A
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Population | 124,260 | 71,542 | Concord + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 37.9 | St. Charles + |
| Foreign Born | 25.6% | 4.2% | Concord + |
| White | 48.1% | 80.4% | St. Charles + |
| Black | 3.9% | 6.7% | St. Charles + |
| Asian | 13.5% | 1.4% | Concord + |
| Hispanic | 32.3% | 7.7% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
St. Charles
$55,578
Per Capita Income
Concord
$49,514
Concord +
St. Charles
$31,499
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
St. Charles
$58,527
Unemployment Rate
Concord
4.9%
St. Charles
4.7%
St. Charles +
Poverty Rate
Concord
8.9%
Concord +
St. Charles
18.7%
Bachelor's Degree+
Concord
37.8%
Concord +
St. Charles
22.7%
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $55,578 | Concord + |
| Per Capita Income | $49,514 | $31,499 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $58,527 | Concord + |
| Unemployment Rate | 4.9% | 4.7% | St. Charles + |
| Poverty Rate | 8.9% | 18.7% | Concord + |
| Bachelor's Degree+ | 37.8% | 22.7% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
St. Charles
$144,200
St. Charles +
Homeownership Rate
Concord
61.4%
St. Charles
61.4%
Tie
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $144,200 | St. Charles + |
| Homeownership Rate | 61.4% | 61.4% | Tie |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
St. Charles
501
St. Charles +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Concord +
St. Charles
2418
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 501 | St. Charles + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2418 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Concord +
St. Charles
35.9%
Diabetes Rate
CDC PLACES
Concord
10.8%
St. Charles
10.4%
St. Charles +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
St. Charles
16.0%
St. Charles +
No Health Insurance
CDC PLACES
Concord
9.3%
St. Charles
7.1%
St. Charles +
Binge Drinking
CDC PLACES
Concord
16.2%
Concord +
St. Charles
18.4%
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
St. Charles
12.5%
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 35.9% | Concord + |
| Diabetes RateCDC PLACES | 10.8% | 10.4% | St. Charles + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.0% | St. Charles + |
| No Health InsuranceCDC PLACES | 9.3% | 7.1% | St. Charles + |
| Binge DrinkingCDC PLACES | 16.2% | 18.4% | Concord + |
| Current SmokersCDC PLACES | 10.4% | 12.5% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
St. Charles
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
St. Charles
N/A
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
St. Charles
9.3 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
St. Charles
55.0%
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 9.3 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
St. Charles
18.3 min
St. Charles +
| Metric | Concord, CA | St. Charles, MO | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 18.3 min | St. Charles + |
Which City is Right for You?
Concord leads in median household income at $109,195, while st. Charles offers more affordable housing with a median home price of $144,200. On public safety, St. Charles is safer with a violent crime rate of 501 per 100,000 residents, compared to 503 in Concord. St. Charles has a lower unemployment rate at 4.7%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 29.1%.
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