Concord CA vs Waco TX — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, CA
California · Population: 124,260
- Median HH Income$109,195
- Median Home Price$739,280
- Unemployment4.9%
- Bachelor's+37.8%
Waco, TX
Texas · Population: 141,925
- Median HH Income$51,468
- Median Home Price$196,465
- Unemployment4.4%
- Bachelor's+28.6%
Detailed Comparison
Demographics
Population
Concord
124,260
Waco
141,925
Waco +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Waco
N/A
Median Age
Concord
38.6
Waco
29.2
Waco +
Foreign Born
Concord
25.6%
Concord +
Waco
9.8%
White
Concord
48.1%
Waco
54.0%
Waco +
Black
Concord
3.9%
Waco
20.4%
Waco +
Asian
Concord
13.5%
Concord +
Waco
2.0%
Hispanic
Concord
32.3%
Concord +
Waco
29.9%
Spanish at Home
Concord
N/A
Waco
N/A
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Population | 124,260 | 141,925 | Waco + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 38.6 | 29.2 | Waco + |
| Foreign Born | 25.6% | 9.8% | Concord + |
| White | 48.1% | 54.0% | Waco + |
| Black | 3.9% | 20.4% | Waco + |
| Asian | 13.5% | 2.0% | Concord + |
| Hispanic | 32.3% | 29.9% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$109,195
Concord +
Waco
$51,468
Per Capita Income
Concord
$49,514
Concord +
Waco
$28,819
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$77,230
Concord +
Waco
$63,758
Unemployment Rate
Concord
4.9%
Waco
4.4%
Waco +
Poverty Rate
Concord
8.9%
Concord +
Waco
24.0%
Bachelor's Degree+
Concord
37.8%
Concord +
Waco
28.6%
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Median HH Income | $109,195 | $51,468 | Concord + |
| Per Capita Income | $49,514 | $28,819 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $77,230 | $63,758 | Concord + |
| Unemployment Rate | 4.9% | 4.4% | Waco + |
| Poverty Rate | 8.9% | 24.0% | Concord + |
| Bachelor's Degree+ | 37.8% | 28.6% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$739,280
Waco
$196,465
Waco +
Homeownership Rate
Concord
61.4%
Concord +
Waco
48.9%
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $739,280 | $196,465 | Waco + |
| Homeownership Rate | 61.4% | 48.9% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
503
Waco
442
Waco +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
2388
Waco
2339
Waco +
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 503 | 442 | Waco + |
| Property Crime / 100KFBI CDE (state-level est.) | 2388 | 2339 | Waco + |
Health
Obesity Rate
CDC PLACES
Concord
29.1%
Concord +
Waco
36.8%
Diabetes Rate
CDC PLACES
Concord
10.8%
Concord +
Waco
13.0%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Waco
20.4%
No Health Insurance
CDC PLACES
Concord
9.3%
Concord +
Waco
20.4%
Binge Drinking
CDC PLACES
Concord
16.2%
Waco
16.2%
Tie
Current Smokers
CDC PLACES
Concord
10.4%
Concord +
Waco
15.1%
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 29.1% | 36.8% | Concord + |
| Diabetes RateCDC PLACES | 10.8% | 13.0% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 20.4% | Concord + |
| No Health InsuranceCDC PLACES | 9.3% | 20.4% | Concord + |
| Binge DrinkingCDC PLACES | 16.2% | 16.2% | Tie |
| Current SmokersCDC PLACES | 10.4% | 15.1% | Concord + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
61.7°F
Concord +
Waco
66.6°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
18.1 in
Concord +
Waco
36.4 in
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 61.7°F | 66.6°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 18.1 in | 36.4 in | Concord + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
7.9 µg/m³
Concord +
Waco
9.2 µg/m³
Good Air Days
AQI ≤ 50
Concord
75.0%
Concord +
Waco
55.0%
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 7.9 µg/m³ | 9.2 µg/m³ | Concord + |
| Good Air DaysAQI ≤ 50 | 75.0% | 55.0% | Concord + |
Commute
Mean Commute Time
Census ACS
Concord
34.9 min
Waco
19.7 min
Waco +
| Metric | Concord, CA | Waco, TX | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 34.9 min | 19.7 min | Waco + |
Which City is Right for You?
Concord leads in median household income at $109,195, while waco offers more affordable housing with a median home price of $196,465. On public safety, Waco is safer with a violent crime rate of 442 per 100,000 residents, compared to 503 in Concord. Waco has a lower unemployment rate at 4.4%, and Concord has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Concord scores better with a lower obesity rate of 29.1%.
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