Concord NC vs Louisville KY — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Louisville, KY
Kentucky · Population: 627,210
- Median HH Income$64,731
- Median Home Price$264,957
- Unemployment5.0%
- Bachelor's+33.4%
Detailed Comparison
Demographics
Population
Concord
106,518
Louisville
627,210
Louisville +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Louisville
N/A
Median Age
Concord
36.2
Concord +
Louisville
37.7
Foreign Born
Concord
12.5%
Concord +
Louisville
9.8%
White
Concord
54.7%
Louisville
63.1%
Louisville +
Black
Concord
22.1%
Louisville
23.7%
Louisville +
Asian
Concord
6.7%
Concord +
Louisville
2.6%
Hispanic
Concord
15.8%
Concord +
Louisville
8.6%
Spanish at Home
Concord
N/A
Louisville
N/A
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Population | 106,518 | 627,210 | Louisville + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 37.7 | Concord + |
| Foreign Born | 12.5% | 9.8% | Concord + |
| White | 54.7% | 63.1% | Louisville + |
| Black | 22.1% | 23.7% | Louisville + |
| Asian | 6.7% | 2.6% | Concord + |
| Hispanic | 15.8% | 8.6% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Concord +
Louisville
$64,731
Per Capita Income
Concord
$40,763
Concord +
Louisville
$38,890
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Concord +
Louisville
$52,606
Unemployment Rate
Concord
4.8%
Concord +
Louisville
5.0%
Poverty Rate
Concord
8.6%
Concord +
Louisville
16.1%
Bachelor's Degree+
Concord
41.7%
Concord +
Louisville
33.4%
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $64,731 | Concord + |
| Per Capita Income | $40,763 | $38,890 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $52,606 | Concord + |
| Unemployment Rate | 4.8% | 5.0% | Concord + |
| Poverty Rate | 8.6% | 16.1% | Concord + |
| Bachelor's Degree+ | 41.7% | 33.4% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Louisville
$264,957
Louisville +
Homeownership Rate
Concord
66.4%
Concord +
Louisville
60.6%
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $264,957 | Louisville + |
| Homeownership Rate | 66.4% | 60.6% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Louisville
223
Louisville +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Louisville
1505
Louisville +
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 223 | Louisville + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1505 | Louisville + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Louisville
N/A
Diabetes Rate
CDC PLACES
Concord
10.6%
Louisville
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Louisville
N/A
No Health Insurance
CDC PLACES
Concord
10.5%
Louisville
N/A
Binge Drinking
CDC PLACES
Concord
15.2%
Louisville
N/A
Current Smokers
CDC PLACES
Concord
12.5%
Louisville
N/A
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | N/A | - |
| Diabetes RateCDC PLACES | 10.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | N/A | - |
| No Health InsuranceCDC PLACES | 10.5% | N/A | - |
| Binge DrinkingCDC PLACES | 15.2% | N/A | - |
| Current SmokersCDC PLACES | 12.5% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Louisville
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Louisville
43.3 in
Louisville +
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 43.3 in | Louisville + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Louisville
8.6 µg/m³
Louisville +
Good Air Days
AQI ≤ 50
Concord
75.0%
Louisville
75.0%
Tie
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 8.6 µg/m³ | Louisville + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Louisville
24.2 min
Louisville +
| Metric | Concord, NC | Louisville, KY | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 24.2 min | Louisville + |
Which City is Right for You?
Concord leads in median household income at $84,752, while louisville offers more affordable housing with a median home price of $264,957. On public safety, Louisville is safer with a violent crime rate of 223 per 100,000 residents, compared to 398 in Concord. Concord has a lower unemployment rate at 4.8%, and Louisville has cleaner air (PM2.5 avg 8.6 µg/m³).
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