Concord NC vs Oceanside CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Oceanside, CA
California · Population: 172,542
- Median HH Income$93,724
- Median Home Price$877,452
- Unemployment5.4%
- Bachelor's+34.3%
Detailed Comparison
Demographics
Population
Concord
106,518
Oceanside
172,542
Oceanside +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Oceanside
N/A
Median Age
Concord
36.2
Concord +
Oceanside
38.1
Foreign Born
Concord
12.5%
Oceanside
20.9%
Oceanside +
White
Concord
54.7%
Concord +
Oceanside
52.9%
Black
Concord
22.1%
Concord +
Oceanside
4.2%
Asian
Concord
6.7%
Oceanside
7.4%
Oceanside +
Hispanic
Concord
15.8%
Oceanside
38.5%
Oceanside +
Spanish at Home
Concord
N/A
Oceanside
N/A
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Population | 106,518 | 172,542 | Oceanside + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 38.1 | Concord + |
| Foreign Born | 12.5% | 20.9% | Oceanside + |
| White | 54.7% | 52.9% | Concord + |
| Black | 22.1% | 4.2% | Concord + |
| Asian | 6.7% | 7.4% | Oceanside + |
| Hispanic | 15.8% | 38.5% | Oceanside + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Oceanside
$93,724
Oceanside +
Per Capita Income
Concord
$40,763
Oceanside
$43,094
Oceanside +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Oceanside
$77,230
Oceanside +
Unemployment Rate
Concord
4.8%
Concord +
Oceanside
5.4%
Poverty Rate
Concord
8.6%
Oceanside
8.1%
Oceanside +
Bachelor's Degree+
Concord
41.7%
Concord +
Oceanside
34.3%
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $93,724 | Oceanside + |
| Per Capita Income | $40,763 | $43,094 | Oceanside + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | Oceanside + |
| Unemployment Rate | 4.8% | 5.4% | Concord + |
| Poverty Rate | 8.6% | 8.1% | Oceanside + |
| Bachelor's Degree+ | 41.7% | 34.3% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Concord +
Oceanside
$877,452
Homeownership Rate
Concord
66.4%
Concord +
Oceanside
58.5%
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $877,452 | Concord + |
| Homeownership Rate | 66.4% | 58.5% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
Oceanside
503
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
Oceanside
2388
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Oceanside
26.1%
Oceanside +
Diabetes Rate
CDC PLACES
Concord
10.6%
Oceanside
10.4%
Oceanside +
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Oceanside
16.9%
No Health Insurance
CDC PLACES
Concord
10.5%
Oceanside
9.7%
Oceanside +
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
Oceanside
16.5%
Current Smokers
CDC PLACES
Concord
12.5%
Oceanside
10.6%
Oceanside +
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 26.1% | Oceanside + |
| Diabetes RateCDC PLACES | 10.6% | 10.4% | Oceanside + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 16.9% | Concord + |
| No Health InsuranceCDC PLACES | 10.5% | 9.7% | Oceanside + |
| Binge DrinkingCDC PLACES | 15.2% | 16.5% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 10.6% | Oceanside + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Oceanside
55.3°F
Oceanside +
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Oceanside
20.7 in
Oceanside +
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | 55.3°F | Oceanside + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 20.7 in | Oceanside + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Oceanside
7.9 µg/m³
Oceanside +
Good Air Days
AQI ≤ 50
Concord
75.0%
Oceanside
75.0%
Tie
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Oceanside + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Concord +
Oceanside
31.8 min
| Metric | Concord, NC | Oceanside, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 31.8 min | Concord + |
Which City is Right for You?
Oceanside leads in median household income at $93,724, while concord offers more affordable housing with a median home price of $384,688. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in Oceanside. Concord has a lower unemployment rate at 4.8%, and Oceanside has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oceanside scores better with a lower obesity rate of 26.1%.
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