Concord NC vs Oxnard CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Oxnard, CA
California · Population: 201,014
- Median HH Income$93,372
- Median Home Price$765,773
- Unemployment6.6%
- Bachelor's+19.6%
Detailed Comparison
Demographics
Population
Concord
106,518
Oxnard
201,014
Oxnard +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Oxnard
N/A
Median Age
Concord
36.2
Oxnard
34.0
Oxnard +
Foreign Born
Concord
12.5%
Oxnard
33.8%
Oxnard +
White
Concord
54.7%
Concord +
Oxnard
36.9%
Black
Concord
22.1%
Concord +
Oxnard
1.8%
Asian
Concord
6.7%
Concord +
Oxnard
6.6%
Hispanic
Concord
15.8%
Oxnard
77.0%
Oxnard +
Spanish at Home
Concord
N/A
Oxnard
N/A
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Population | 106,518 | 201,014 | Oxnard + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 34.0 | Oxnard + |
| Foreign Born | 12.5% | 33.8% | Oxnard + |
| White | 54.7% | 36.9% | Concord + |
| Black | 22.1% | 1.8% | Concord + |
| Asian | 6.7% | 6.6% | Concord + |
| Hispanic | 15.8% | 77.0% | Oxnard + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Oxnard
$93,372
Oxnard +
Per Capita Income
Concord
$40,763
Concord +
Oxnard
$30,413
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Oxnard
$77,230
Oxnard +
Unemployment Rate
Concord
4.8%
Concord +
Oxnard
6.6%
Poverty Rate
Concord
8.6%
Concord +
Oxnard
10.8%
Bachelor's Degree+
Concord
41.7%
Concord +
Oxnard
19.6%
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $93,372 | Oxnard + |
| Per Capita Income | $40,763 | $30,413 | Concord + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | Oxnard + |
| Unemployment Rate | 4.8% | 6.6% | Concord + |
| Poverty Rate | 8.6% | 10.8% | Concord + |
| Bachelor's Degree+ | 41.7% | 19.6% | Concord + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Concord +
Oxnard
$765,773
Homeownership Rate
Concord
66.4%
Concord +
Oxnard
53.9%
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $765,773 | Concord + |
| Homeownership Rate | 66.4% | 53.9% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
Oxnard
503
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
Oxnard
2388
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Oxnard
28.4%
Oxnard +
Diabetes Rate
CDC PLACES
Concord
10.6%
Concord +
Oxnard
12.8%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Concord +
Oxnard
17.9%
No Health Insurance
CDC PLACES
Concord
10.5%
Concord +
Oxnard
19.2%
Binge Drinking
CDC PLACES
Concord
15.2%
Concord +
Oxnard
15.6%
Current Smokers
CDC PLACES
Concord
12.5%
Oxnard
12.0%
Oxnard +
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 28.4% | Oxnard + |
| Diabetes RateCDC PLACES | 10.6% | 12.8% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 17.9% | Concord + |
| No Health InsuranceCDC PLACES | 10.5% | 19.2% | Concord + |
| Binge DrinkingCDC PLACES | 15.2% | 15.6% | Concord + |
| Current SmokersCDC PLACES | 12.5% | 12.0% | Oxnard + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Concord +
Oxnard
61.2°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Oxnard
15.3 in
Oxnard +
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | 61.2°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 15.3 in | Oxnard + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Oxnard
7.9 µg/m³
Oxnard +
Good Air Days
AQI ≤ 50
Concord
75.0%
Oxnard
75.0%
Tie
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | Oxnard + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Oxnard
27.1 min
Oxnard +
| Metric | Concord, NC | Oxnard, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 27.1 min | Oxnard + |
Which City is Right for You?
Oxnard leads in median household income at $93,372, while concord offers more affordable housing with a median home price of $384,688. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in Oxnard. Concord has a lower unemployment rate at 4.8%, and Oxnard has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, Oxnard scores better with a lower obesity rate of 28.4%.
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