Concord NC vs Saint Paul MN — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
Saint Paul, MN
Minnesota · Population: 307,762
- Median HH Income$73,055
- Median Home Price$297,021
- Unemployment4.9%
- Bachelor's+43.5%
Detailed Comparison
Demographics
Population
Concord
106,518
Saint Paul
307,762
Saint Paul +
Pop. Density / sq mi
Lower = more space
Concord
N/A
Saint Paul
N/A
Median Age
Concord
36.2
Saint Paul
33.5
Saint Paul +
Foreign Born
Concord
12.5%
Saint Paul
18.7%
Saint Paul +
White
Concord
54.7%
Concord +
Saint Paul
53.2%
Black
Concord
22.1%
Concord +
Saint Paul
16.2%
Asian
Concord
6.7%
Saint Paul
17.9%
Saint Paul +
Hispanic
Concord
15.8%
Concord +
Saint Paul
9.1%
Spanish at Home
Concord
N/A
Saint Paul
N/A
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Population | 106,518 | 307,762 | Saint Paul + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 33.5 | Saint Paul + |
| Foreign Born | 12.5% | 18.7% | Saint Paul + |
| White | 54.7% | 53.2% | Concord + |
| Black | 22.1% | 16.2% | Concord + |
| Asian | 6.7% | 17.9% | Saint Paul + |
| Hispanic | 15.8% | 9.1% | Concord + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
Concord +
Saint Paul
$73,055
Per Capita Income
Concord
$40,763
Saint Paul
$41,594
Saint Paul +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
Saint Paul
$69,467
Saint Paul +
Unemployment Rate
Concord
4.8%
Concord +
Saint Paul
4.9%
Poverty Rate
Concord
8.6%
Concord +
Saint Paul
15.8%
Bachelor's Degree+
Concord
41.7%
Saint Paul
43.5%
Saint Paul +
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $73,055 | Concord + |
| Per Capita Income | $40,763 | $41,594 | Saint Paul + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $69,467 | Saint Paul + |
| Unemployment Rate | 4.8% | 4.9% | Concord + |
| Poverty Rate | 8.6% | 15.8% | Concord + |
| Bachelor's Degree+ | 41.7% | 43.5% | Saint Paul + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Saint Paul
$297,021
Saint Paul +
Homeownership Rate
Concord
66.4%
Concord +
Saint Paul
53.2%
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $297,021 | Saint Paul + |
| Homeownership Rate | 66.4% | 53.2% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Saint Paul
284
Saint Paul +
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Saint Paul
1992
Saint Paul +
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 284 | Saint Paul + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 1992 | Saint Paul + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
Saint Paul
N/A
Diabetes Rate
CDC PLACES
Concord
10.6%
Saint Paul
N/A
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
Saint Paul
N/A
No Health Insurance
CDC PLACES
Concord
10.5%
Saint Paul
N/A
Binge Drinking
CDC PLACES
Concord
15.2%
Saint Paul
N/A
Current Smokers
CDC PLACES
Concord
12.5%
Saint Paul
N/A
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | N/A | - |
| Diabetes RateCDC PLACES | 10.6% | N/A | - |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | N/A | - |
| No Health InsuranceCDC PLACES | 10.5% | N/A | - |
| Binge DrinkingCDC PLACES | 15.2% | N/A | - |
| Current SmokersCDC PLACES | 12.5% | N/A | - |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Saint Paul
N/A
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
Saint Paul
N/A
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | N/A | - |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | N/A | - |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
Saint Paul
8.1 µg/m³
Saint Paul +
Good Air Days
AQI ≤ 50
Concord
75.0%
Saint Paul
75.0%
Tie
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 8.1 µg/m³ | Saint Paul + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Saint Paul
24.1 min
Saint Paul +
| Metric | Concord, NC | Saint Paul, MN | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 24.1 min | Saint Paul + |
Which City is Right for You?
Concord leads in median household income at $84,752, while saint Paul offers more affordable housing with a median home price of $297,021. On public safety, Saint Paul is safer with a violent crime rate of 284 per 100,000 residents, compared to 398 in Concord. Concord has a lower unemployment rate at 4.8%, and Saint Paul has cleaner air (PM2.5 avg 8.1 µg/m³).
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