Concord NC vs San Jose CA — Cost of Living, Crime & Income Comparison 2026
Updated May 2026 · Source: US Census ACS 5-Year (2023), FBI CDE (2023), BLS OEWS (2024)
Concord, NC
North Carolina · Population: 106,518
- Median HH Income$84,752
- Median Home Price$384,688
- Unemployment4.8%
- Bachelor's+41.7%
San Jose, CA
California · Population: 990,054
- Median HH Income$141,565
- Median Home Price$1,452,609
- Unemployment4.7%
- Bachelor's+46.5%
Detailed Comparison
Demographics
Population
Concord
106,518
San Jose
990,054
San Jose +
Pop. Density / sq mi
Lower = more space
Concord
N/A
San Jose
N/A
Median Age
Concord
36.2
Concord +
San Jose
38.1
Foreign Born
Concord
12.5%
San Jose
41.6%
San Jose +
White
Concord
54.7%
Concord +
San Jose
29.0%
Black
Concord
22.1%
Concord +
San Jose
2.9%
Asian
Concord
6.7%
San Jose
38.6%
San Jose +
Hispanic
Concord
15.8%
San Jose
30.9%
San Jose +
Spanish at Home
Concord
N/A
San Jose
N/A
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Population | 106,518 | 990,054 | San Jose + |
| Pop. Density / sq miLower = more space | N/A | N/A | - |
| Median Age | 36.2 | 38.1 | Concord + |
| Foreign Born | 12.5% | 41.6% | San Jose + |
| White | 54.7% | 29.0% | Concord + |
| Black | 22.1% | 2.9% | Concord + |
| Asian | 6.7% | 38.6% | San Jose + |
| Hispanic | 15.8% | 30.9% | San Jose + |
| Spanish at Home | N/A | N/A | - |
Economy
Median HH Income
Concord
$84,752
San Jose
$141,565
San Jose +
Per Capita Income
Concord
$40,763
San Jose
$63,253
San Jose +
Per Capita Personal Income (MSA)
BEA MSA-level
Concord
$59,120
San Jose
$77,230
San Jose +
Unemployment Rate
Concord
4.8%
San Jose
4.7%
San Jose +
Poverty Rate
Concord
8.6%
San Jose
7.8%
San Jose +
Bachelor's Degree+
Concord
41.7%
San Jose
46.5%
San Jose +
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Median HH Income | $84,752 | $141,565 | San Jose + |
| Per Capita Income | $40,763 | $63,253 | San Jose + |
| Per Capita Personal Income (MSA)BEA MSA-level | $59,120 | $77,230 | San Jose + |
| Unemployment Rate | 4.8% | 4.7% | San Jose + |
| Poverty Rate | 8.6% | 7.8% | San Jose + |
| Bachelor's Degree+ | 41.7% | 46.5% | San Jose + |
Housing
Median Home Value
Zillow ZHVI / Census ACS
Concord
$384,688
Concord +
San Jose
$1,452,609
Homeownership Rate
Concord
66.4%
Concord +
San Jose
56.0%
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Median Home ValueZillow ZHVI / Census ACS | $384,688 | $1,452,609 | Concord + |
| Homeownership Rate | 66.4% | 56.0% | Concord + |
Safety
Violent Crime / 100K
FBI CDE (state-level est.)
Concord
398
Concord +
San Jose
503
Property Crime / 100K
FBI CDE (state-level est.)
Concord
1999
Concord +
San Jose
2388
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Violent Crime / 100KFBI CDE (state-level est.) | 398 | 503 | Concord + |
| Property Crime / 100KFBI CDE (state-level est.) | 1999 | 2388 | Concord + |
Health
Obesity Rate
CDC PLACES
Concord
33.5%
San Jose
23.7%
San Jose +
Diabetes Rate
CDC PLACES
Concord
10.6%
Concord +
San Jose
11.1%
Poor Mental Health
CDC PLACES — 14+ days/month
Concord
16.6%
San Jose
14.9%
San Jose +
No Health Insurance
CDC PLACES
Concord
10.5%
San Jose
9.1%
San Jose +
Binge Drinking
CDC PLACES
Concord
15.2%
San Jose
13.0%
San Jose +
Current Smokers
CDC PLACES
Concord
12.5%
San Jose
9.4%
San Jose +
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Obesity RateCDC PLACES | 33.5% | 23.7% | San Jose + |
| Diabetes RateCDC PLACES | 10.6% | 11.1% | Concord + |
| Poor Mental HealthCDC PLACES — 14+ days/month | 16.6% | 14.9% | San Jose + |
| No Health InsuranceCDC PLACES | 10.5% | 9.1% | San Jose + |
| Binge DrinkingCDC PLACES | 15.2% | 13.0% | San Jose + |
| Current SmokersCDC PLACES | 12.5% | 9.4% | San Jose + |
Climate
Avg Annual Temp
NOAA 1991–2020 normal
Concord
60.4°F
Concord +
San Jose
61.5°F
Annual Precipitation
NOAA 1991–2020 normal
Concord
45.9 in
San Jose
14.9 in
San Jose +
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Avg Annual TempNOAA 1991–2020 normal | 60.4°F | 61.5°F | Concord + |
| Annual PrecipitationNOAA 1991–2020 normal | 45.9 in | 14.9 in | San Jose + |
Air Quality
PM2.5 Annual Avg
EPA AQS (state-level est.)
Concord
8.7 µg/m³
San Jose
7.9 µg/m³
San Jose +
Good Air Days
AQI ≤ 50
Concord
75.0%
San Jose
75.0%
Tie
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| PM2.5 Annual AvgEPA AQS (state-level est.) | 8.7 µg/m³ | 7.9 µg/m³ | San Jose + |
| Good Air DaysAQI ≤ 50 | 75.0% | 75.0% | Tie |
Commute
Mean Commute Time
Census ACS
Concord
29.7 min
Concord +
San Jose
30.4 min
| Metric | Concord, NC | San Jose, CA | Better |
|---|---|---|---|
| Mean Commute TimeCensus ACS | 29.7 min | 30.4 min | Concord + |
Which City is Right for You?
San Jose leads in median household income at $141,565, while concord offers more affordable housing with a median home price of $384,688. On public safety, Concord is safer with a violent crime rate of 398 per 100,000 residents, compared to 503 in San Jose. San Jose has a lower unemployment rate at 4.7%, and San Jose has cleaner air (PM2.5 avg 7.9 µg/m³). For overall health outcomes, San Jose scores better with a lower obesity rate of 23.7%.
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